Low cost skin substitute app at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$1,084.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,454.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$71.96 with Horizon Blue Cross Blue Shield of New Jersey vs $9,392.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $71.96 | ↓ -93% |
| United Healthcare | Community Plan | $694.83 | ↓ -36% |
| Fidelis Care | NJ Family Care | $707.92 | ↓ -35% |
| Aetna | Better Health | $760.83 | ↓ -30% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $2,052.25 | ↑ +89% |
| Humana | Medicare | $2,052.25 | ↑ +89% |
| Aetna | Medicare | $2,052.25 | ↑ +89% |
| Wellpoint | Medicare Advantage | $2,052.25 | ↑ +89% |
| Clover Health | Medicare Advantage | $2,052.25 | ↑ +89% |
| Fidelis Care | Medicare Advantage | $2,052.25 | ↑ +89% |
| United Healthcare | Medicare | $2,093.30 | ↑ +93% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,294.49 | ↑ +112% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,850.26 | ↑ +163% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,920.61 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,011.69 | ↑ +178% |
| United Healthcare | Oxford Metro | $3,090.00 | ↑ +185% |
| Wellpoint | NJ Family Care | $3,108.78 | ↑ +187% |
| First Health | Commercial | $3,272.40 | ↑ +202% |
| Amerihealth | Local Value | $3,531.46 | ↑ +226% |
| Emblem Health | Commercial | $3,591.44 | ↑ +231% |
| United Healthcare | Nexus | $3,627.00 | ↑ +234% |
| United Healthcare | Oxford Commercial | $3,635.00 | ↑ +235% |
| Wellcare | Ambetter Health Commercial | $4,083.98 | ↑ +276% |
| Qualcare Inc | HMO/POS | $4,188.67 | ↑ +286% |
| United Healthcare | Commercial | $4,267.00 | ↑ +293% |
| Amerihealth | Regional Preferred | $4,301.56 | ↑ +297% |
| Qualcare Inc | PPO/WC | $4,466.82 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $4,786.97 | ↑ +341% |
| Aetna | HMO | $5,153.00 | ↑ +375% |
| Aetna | PPO | $5,153.00 | ↑ +375% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $5,206.38 | ↑ +380% |
| Cigna | Local Plus | $7,018.00 | ↑ +547% |
| Cigna | HMO | $8,917.00 | ↑ +722% |
| Cigna | PPO | $9,392.00 | ↑ +766% |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $904.81 | $72.84 – $4,104.50 |
| Community Medical Center | Toms River | $885.59 | $74.60 – $3,978.27 |
| Newark Beth Israel Medical Center | Newark | $889.44 | $132.08 – $4,104.50 |
| Jersey City Medical Center | Jersey City | $887.30 | $78.98 – $4,286.88 |
| Monmouth Medical Center | Long Branch | $934.27 | $143.93 – $4,029.15 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $2,026.46 | $87.76 – $2,026.46 |
| Jersey Shore University Medical Center | Neptune City | $2,024.70 | $2,024.70 – $2,429.64 |
| Palisades Medical Center | North Bergen | $2,154.21 | $2,154.21 – $2,348.09 |