N-invas est c ffr sw aly cta at Monmouth Medical Center Southern Campus
600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473
$2,156.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,073.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$559.41 with Amerihealth vs $7,048.24 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth | Regional Preferred | $559.41 | ↓ -74% |
| Amerihealth | Local Value | $559.41 | ↓ -74% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $653.86 | ↓ -70% |
| Qualcare Inc | PPO/WC | $726.00 | ↓ -66% |
| Clover | Medicare Advantage | $1,111.89 | ↓ -48% |
| Humana | Medicare | $1,111.89 | ↓ -48% |
| Aetna | Medicare | $1,111.89 | ↓ -48% |
| Wellpoint | Medicare Advantage | $1,111.89 | ↓ -48% |
| Fidelis Care | Medicare Advantage | $1,111.89 | ↓ -48% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,111.89 | ↓ -48% |
| United Healthcare | Medicare | $1,134.13 | ↓ -47% |
| United Healthcare | Nexus | $1,334.88 | ↓ -38% |
| United Healthcare | Oxford Metro | $1,334.88 | ↓ -38% |
| United Healthcare | Community Plan | $1,342.00 | ↓ -38% |
| Fidelis Care | NJ Family Care | $1,367.40 | ↓ -37% |
| Aetna | Better Health | $1,469.74 | ↓ -32% |
| United Healthcare | Commercial | $1,573.96 | ↓ -27% |
| United Healthcare | Oxford Commercial | $1,573.96 | ↓ -27% |
| Qualcare Inc | HMO/POS | $1,797.00 | ↓ -17% |
| Emblem Health | Commercial | $1,945.81 | ↓ -10% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,001.16 | ↓ -7% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,001.16 | ↓ -7% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,001.16 | ↓ -7% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,001.16 | ↓ -7% |
| Aetna | HMO | $2,191.22 | ↑ +2% |
| Aetna | PPO | $2,191.22 | ↑ +2% |
| Wellcare | Ambetter Health Commercial | $2,212.66 | ↑ +3% |
| Cigna | Local Plus | $3,199.32 | ↑ +48% |
| Cigna | HMO | $4,065.20 | ↑ +88% |
| Cigna | PPO | $4,281.49 | ↑ +99% |
| First Health | Commercial | $4,354.80 | ↑ +102% |
| Wellpoint | NJ Family Care | $5,171.61 | ↑ +140% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $6,922.68 | ↑ +221% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $7,048.24 | ↑ +227% |
Visitor-reported prices
Comments
N-invas est c ffr sw aly cta at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,678.03 | $559.41 – $2,282.86 |
| Clara Maass Medical Center | Belleville | $1,082.81 | $560.50 – $2,271.45 |
| Newark Beth Israel Medical Center | Newark | $1,649.52 | $489.02 – $2,282.86 |
| Jersey City Medical Center | Jersey City | $1,885.36 | $559.41 – $2,384.30 |
| Monmouth Medical Center | Long Branch | $1,985.17 | $559.41 – $2,240.96 |
| Bayshore Medical Center | Holmdel | $1,126.11 | $714.00 – $2,083.00 |
| Hackensack University Medical Center | Hackensack | $1,198.14 | $592.74 – $1,777.23 |
| Ocean University Medical Center | Brick | $1,111.89 | $650.00 – $2,083.00 |