N-invas est c ffr sw aly cta at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,198.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,670.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$592.74 with HORIZON vs $4,554.18 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $592.74 ↓ -51%
AMERIHEALTH LOCAL HMO $797.62 ↓ -33%
AMERIHEALTH REGIONAL HMO $797.62 ↓ -33%
CLOVER MEDICARE ADVANTAGE $840.60 ↓ -30%
OPTUM HEALTH MANAGED MEDICAID $958.51 ↓ -20%
AETNA MANAGED MEDICAID $1,172.17 ↓ -2%
VACCN ALL PRODUCTS $1,198.14 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,198.14 ↑ +0%
WELLCARE MANAGED MEDICAID $1,198.14 ↑ +0%
HORIZON MEDICARE ADVANTAGE $1,198.14 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,198.14 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,198.14 ↑ +0%
AETNA MEDICARE ADVANTAGE $1,209.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,258.05 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,335.62 ↑ +11%
KARNA MEDICARE ADVANTAGE $1,777.23 ↑ +48%
AETNA PPO $2,347.35 ↑ +96%
AETNA ASA $2,347.35 ↑ +96%
AETNA HMO $2,347.35 ↑ +96%
UNITED HEALTHCARE HMO $2,638.55 ↑ +120%
HORIZON OMNIA $3,058.38 ↑ +155%
HORIZON WORKERS COMP $3,215.76 ↑ +168%
INTERGROUP ALL PRODUCTS $3,269.00 ↑ +173%
OXFORD ALL PRODUCTS $3,431.05 ↑ +186%
HORIZON PIP $3,502.50 ↑ +192%
BERGEN RISK ALL PRODUCTS $3,502.50 ↑ +192%
LHP HEALTH ALL PRODUCTS $3,689.30 ↑ +208%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,689.30 ↑ +208%
CIGNA BH $3,736.00 ↑ +212%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,969.50 ↑ +231%
MULTIPLAN - PHCS ALL PRODUCTS $3,969.50 ↑ +231%
CHN ALL PRODUCTS $3,969.50 ↑ +231%
QUALCARE PPO $4,118.94 ↑ +244%
QUALCARE WORKERS COMP $4,118.94 ↑ +244%
QUALCARE HMO $4,118.94 ↑ +244%
HORIZON HMO $4,447.71 ↑ +271%
HORIZON INDEMNITY $4,470.59 ↑ +273%
HORIZON SHP $4,499.08 ↑ +276%
CIGNA PPO $4,518.23 ↑ +277%
CIGNA HMO $4,518.23 ↑ +277%
HORIZON FEDERAL $4,554.18 ↑ +280%
HORIZON PPO $4,554.18 ↑ +280%
AMERIGROUP MANAGED MEDICAID not published by hospital

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N-invas est c ffr sw aly cta at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $1,678.03 $559.41 – $2,282.86
Clara Maass Medical Center Belleville $1,082.81 $560.50 – $2,271.45
Newark Beth Israel Medical Center Newark $1,649.52 $489.02 – $2,282.86
Jersey City Medical Center Jersey City $1,885.36 $559.41 – $2,384.30
Monmouth Medical Center Long Branch $1,985.17 $559.41 – $2,240.96
Bayshore Medical Center Holmdel $1,126.11 $714.00 – $2,083.00
Ocean University Medical Center Brick $1,111.89 $650.00 – $2,083.00
JFK Johnson Rehabilitation Institute (JRI) Edison $1,127.09 $711.46 – $1,777.23

All New-jersey hospitals for this procedure →