In situ hybridization per specimen initial single probe stain at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$152.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$643.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.91 with United Healthcare vs $624.41 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $73.91 ↓ -52%
United Healthcare Nexus $73.91 ↓ -52%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $77.49 ↓ -49%
United Healthcare Commercial $78.93 ↓ -48%
United Healthcare Oxford Commercial $78.93 ↓ -48%
Amerihealth Local Value $108.27 ↓ -29%
Amerihealth Regional Preferred $108.27 ↓ -29%
Aetna Better Health $130.20 ↓ -15%
United Healthcare Community Plan $152.24 ↓ -0%
Fidelis Care NJ Family Care $155.14 ↑ +2%
Horizon Blue Cross Blue Shield of New Jersey Managed $156.48 ↑ +2%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $156.48 ↑ +2%
Horizon Blue Cross Blue Shield of New Jersey Omnia $156.48 ↑ +2%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $156.48 ↑ +2%
Fidelis Care Medicare Advantage $187.28 ↑ +23%
Wellpoint Medicare Advantage $187.28 ↑ +23%
Aetna Medicare $187.28 ↑ +23%
Humana Medicare $187.28 ↑ +23%
Clover Medicare Advantage $187.28 ↑ +23%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $187.28 ↑ +23%
United Healthcare Medicare $191.03 ↑ +25%
Aetna HMO $227.41 ↑ +49%
Aetna PPO $227.41 ↑ +49%
Emblem Health Commercial $327.74 ↑ +114%
Wellpoint NJ Family Care $366.51 ↑ +140%
Wellcare Ambetter Health Commercial $372.69 ↑ +144%
First Health Commercial $385.80 ↑ +152%
Qualcare Inc HMO/POS $493.82 ↑ +223%
Qualcare Inc PPO/WC $526.61 ↑ +245%
Cigna Local Plus $544.46 ↑ +256%
Cigna HMO $544.46 ↑ +256%
Cigna PPO $544.46 ↑ +256%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $613.29 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $624.41 ↑ +309%

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $75.86 $73.91 – $544.46
Community Medical Center Toms River $133.35 $73.91 – $544.46
Clara Maass Medical Center Belleville $73.39 $73.91 – $544.46
Newark Beth Israel Medical Center Newark $74.57 $73.91 – $544.46
Jersey City Medical Center Jersey City $133.61 $73.91 – $544.46
Monmouth Medical Center Long Branch $140.68 $73.91 – $544.46
Bayshore Medical Center Holmdel $189.67 $117.57 – $306.15
Hackensack University Medical Center Hackensack $201.80 $70.25 – $344.49

All New-jersey hospitals for this procedure →