In situ hybridization per specimen initial single probe stain at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$201.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$715.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.25 with HORIZON vs $1,574.52 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $70.25 ↓ -65%
OPTUM HEALTH MANAGED MEDICAID $161.44 ↓ -20%
AETNA MANAGED MEDICAID $179.47 ↓ -11%
AETNA MEDICARE ADVANTAGE $197.52 ↓ -2%
HORIZON MEDICARE ADVANTAGE $201.80 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $201.80 ↑ +0%
WELLCARE MANAGED MEDICAID $201.80 ↑ +0%
VACCN ALL PRODUCTS $201.80 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $201.80 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $201.80 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $204.49 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $211.89 ↑ +5%
KARNA MEDICARE ADVANTAGE $344.07 ↑ +71%
UNITED HEALTHCARE HMO $344.49 ↑ +71%
OXFORD ALL PRODUCTS $357.50 ↑ +77%
HORIZON OMNIA $468.25 ↑ +132%
HORIZON WORKERS COMP $492.35 ↑ +144%
INTERGROUP ALL PRODUCTS $500.50 ↑ +148%
BERGEN RISK ALL PRODUCTS $536.25 ↑ +166%
HORIZON PIP $536.25 ↑ +166%
LHP HEALTH ALL PRODUCTS $564.85 ↑ +180%
BRIGHTON HEALTH PLAN ALL PRODUCTS $564.85 ↑ +180%
CIGNA BH $572.00 ↑ +183%
ACTIVECARE FIRST MCO ALL PRODUCTS $607.75 ↑ +201%
CHN ALL PRODUCTS $607.75 ↑ +201%
MULTIPLAN - PHCS ALL PRODUCTS $607.75 ↑ +201%
QUALCARE WORKERS COMP $630.63 ↑ +213%
QUALCARE HMO $630.63 ↑ +213%
QUALCARE PPO $630.63 ↑ +213%
HORIZON HMO $680.97 ↑ +237%
HORIZON INDEMNITY $684.47 ↑ +239%
HORIZON SHP $688.83 ↑ +241%
CIGNA HMO $691.76 ↑ +243%
CIGNA PPO $691.76 ↑ +243%
HORIZON FEDERAL $697.27 ↑ +246%
HORIZON PPO $697.27 ↑ +246%
AMERIHEALTH LOCAL HMO $715.00 ↑ +254%
AMERIHEALTH REGIONAL HMO $715.00 ↑ +254%
AETNA HMO $1,574.52 ↑ +680%
AETNA ASA $1,574.52 ↑ +680%
AETNA PPO $1,574.52 ↑ +680%
AMERIGROUP MANAGED MEDICAID not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital

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In situ hybridization per specimen initial single probe stain at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $75.86 $73.91 – $544.46
Community Medical Center Toms River $133.35 $73.91 – $544.46
Clara Maass Medical Center Belleville $73.39 $73.91 – $544.46
Newark Beth Israel Medical Center Newark $74.57 $73.91 – $544.46
Jersey City Medical Center Jersey City $133.61 $73.91 – $544.46
Monmouth Medical Center Long Branch $140.68 $73.91 – $544.46
Bayshore Medical Center Holmdel $189.67 $117.57 – $306.15
Ocean University Medical Center Brick $187.28 $51.98 – $326.72

All New-jersey hospitals for this procedure →