Ghs st - eval for alt comm at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$54.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$228.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.15 with United Healthcare vs $332.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $42.15 ↓ -22%
Humana Medicare $42.90 ↓ -21%
Clover Medicare Advantage $42.90 ↓ -21%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $42.90 ↓ -21%
Fidelis Care Medicare Advantage $42.90 ↓ -21%
Wellpoint Medicare Advantage $42.90 ↓ -21%
Aetna Medicare $42.90 ↓ -21%
Fidelis Care NJ Family Care $42.95 ↓ -21%
United Healthcare Medicare $43.76 ↓ -19%
Aetna Better Health $46.17 ↓ -15%
Emblem Health Commercial $75.08 ↑ +39%
Wellcare Ambetter Health Commercial $85.37 ↑ +58%
Cigna Local Plus $100.50 ↑ +85%
Cigna HMO $127.70 ↑ +136%
Wellpoint NJ Family Care $129.96 ↑ +140%
Cigna PPO $134.49 ↑ +148%
First Health Commercial $136.80 ↑ +152%
Horizon Blue Cross Blue Shield of New Jersey Omnia $145.57 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $167.01 ↑ +208%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $171.78 ↑ +217%
Horizon Blue Cross Blue Shield of New Jersey Managed $174.76 ↑ +222%
Qualcare Inc HMO/POS $175.10 ↑ +223%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $176.58 ↑ +226%
Amerihealth Local Value $178.36 ↑ +229%
Amerihealth Regional Preferred $178.36 ↑ +229%
Qualcare Inc PPO/WC $186.73 ↑ +245%
Aetna HMO $191.52 ↑ +253%
Aetna PPO $191.52 ↑ +253%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $217.46 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $221.41 ↑ +309%
United Healthcare Nexus $282.00 ↑ +420%
United Healthcare Oxford Metro $282.00 ↑ +420%
United Healthcare Commercial $332.00 ↑ +513%
United Healthcare Oxford Commercial $332.00 ↑ +513%

Visitor-reported prices

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Ghs st - eval for alt comm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $42.79 $8.38 – $85.80
Cooperman Barnabas Medical Center Livingston $48.31 $44.04 – $88.08
Childrens Specialized Hospital Mountainside $68.00 $91.56 – $394.00
Newark Beth Israel Medical Center Newark $47.49 $8.63 – $88.08
Jersey City Medical Center Jersey City $47.37 $10.85 – $91.98
Monmouth Medical Center Long Branch $49.88 $43.44 – $86.45
Bayshore Medical Center Holmdel $43.44 $43.44 – $465.00
Hackensack University Medical Center Hackensack $46.22 $18.25 – $487.00

All New-jersey hospitals for this procedure →