Ghs st - eval for alt comm at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$47.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$228.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.85 with Wellpoint vs $332.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $10.85 ↓ -77%
Humana Medicare $46.22 ↓ -2%
Wellpoint Medicare Advantage $46.22 ↓ -2%
Fidelis Care Medicare Advantage $46.22 ↓ -2%
Clover Health Medicare Advantage $46.22 ↓ -2%
Aetna Medicare $46.22 ↓ -2%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $46.22 ↓ -2%
United Healthcare Medicare $47.14 ↓ -0%
United Healthcare Community Plan $62.88 ↑ +33%
Fidelis Care NJ Family Care $64.09 ↑ +35%
Aetna Better Health $68.87 ↑ +45%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $75.60 ↑ +60%
Emblem Health Commercial $87.82 ↑ +85%
Wellcare Ambetter Health Commercial $91.98 ↑ +94%
Horizon Blue Cross Blue Shield of New Jersey Omnia $102.23 ↑ +116%
Cigna Local Plus $121.27 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $121.31 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $123.55 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $128.54 ↑ +171%
Aetna HMO $134.52 ↑ +184%
Aetna PPO $134.52 ↑ +184%
First Health Commercial $136.80 ↑ +189%
Amerihealth Regional Preferred $138.73 ↑ +193%
Amerihealth Local Value $138.73 ↑ +193%
Cigna HMO $154.08 ↑ +225%
Qualcare Inc PPO/WC $161.19 ↑ +240%
Qualcare Inc HMO/POS $161.19 ↑ +240%
Cigna PPO $162.29 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $191.10 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $206.95 ↑ +337%
United Healthcare Nexus $282.00 ↑ +495%
United Healthcare Oxford Metro $282.00 ↑ +495%
United Healthcare Oxford Commercial $332.00 ↑ +601%
United Healthcare Commercial $332.00 ↑ +601%

Visitor-reported prices

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Ghs st - eval for alt comm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $42.79 $8.38 – $85.80
Cooperman Barnabas Medical Center Livingston $48.31 $44.04 – $88.08
Childrens Specialized Hospital Mountainside $68.00 $91.56 – $394.00
Newark Beth Israel Medical Center Newark $47.49 $8.63 – $88.08
Monmouth Medical Center Long Branch $49.88 $43.44 – $86.45
Bayshore Medical Center Holmdel $43.44 $43.44 – $465.00
Hackensack University Medical Center Hackensack $46.22 $18.25 – $487.00
Ocean University Medical Center Brick $42.90 $17.67 – $499.00

All New-jersey hospitals for this procedure →