Ghs musc test done w/n test comp at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$128.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$541.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.03 with United Healthcare vs $1,187.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $100.03 ↓ -22%
Fidelis Care NJ Family Care $101.92 ↓ -21%
Aetna Better Health $109.55 ↓ -15%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $202.70 ↑ +58%
Cigna Local Plus $238.47 ↑ +85%
Cigna HMO $303.01 ↑ +136%
Wellpoint NJ Family Care $308.37 ↑ +140%
Cigna PPO $319.13 ↑ +148%
First Health Commercial $324.60 ↑ +152%
Horizon Blue Cross Blue Shield of New Jersey Omnia $345.42 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $396.28 ↑ +208%
Horizon Blue Cross Blue Shield of New Jersey Managed $414.67 ↑ +222%
Qualcare Inc HMO/POS $415.48 ↑ +223%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $419.00 ↑ +226%
Amerihealth Regional Preferred $423.22 ↑ +229%
Amerihealth Local Value $423.22 ↑ +229%
Qualcare Inc PPO/WC $443.07 ↑ +245%
Aetna HMO $454.44 ↑ +253%
Aetna PPO $454.44 ↑ +253%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $516.00 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $525.36 ↑ +309%
United Healthcare Nexus $1,009.00 ↑ +685%
United Healthcare Oxford Metro $1,009.00 ↑ +685%
United Healthcare Commercial $1,187.00 ↑ +823%
United Healthcare Oxford Commercial $1,187.00 ↑ +823%

Visitor-reported prices

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Ghs musc test done w/n test comp at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $123.74 $82.27 – $1,009.00
Childrens Specialized Hospital Mountainside $168.00 $272.00 – $272.00
Jersey City Medical Center Jersey City $112.41 $64.24 – $1,009.00
Robert Wood Johnson University Hospital Hamilton Hamilton Township $62.44 $78.30 – $1,009.00
Robert Wood Johnson University Hospital New Brunswick $124.56 $58.51 – $1,009.00
Trinitas Regional Medical Center Elizabeth not published $49.64 – $1,009.00
Community Medical Center Toms River not published $84.25 – $1,009.00
Clara Maass Medical Center Belleville not published $81.28 – $1,009.00

All New-jersey hospitals for this procedure →