Ghs musc test done w/n test comp at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$112.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$541.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.24 with Wellpoint vs $1,187.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $64.24 | ↓ -43% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $89.21 | ↓ -21% |
| United Healthcare | Community Plan | $149.20 | ↑ +33% |
| Fidelis Care | NJ Family Care | $152.07 | ↑ +35% |
| Aetna | Better Health | $163.43 | ↑ +45% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $242.58 | ↑ +116% |
| Cigna | Local Plus | $287.75 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $287.86 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $293.16 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $305.01 | ↑ +171% |
| Aetna | PPO | $319.19 | ↑ +184% |
| Aetna | HMO | $319.19 | ↑ +184% |
| First Health | Commercial | $324.60 | ↑ +189% |
| Amerihealth | Regional Preferred | $329.19 | ↑ +193% |
| Amerihealth | Local Value | $329.19 | ↑ +193% |
| Cigna | HMO | $365.60 | ↑ +225% |
| Qualcare Inc | PPO/WC | $382.48 | ↑ +240% |
| Qualcare Inc | HMO/POS | $382.48 | ↑ +240% |
| Cigna | PPO | $385.08 | ↑ +243% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $453.46 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $491.06 | ↑ +337% |
| United Healthcare | Nexus | $1,009.00 | ↑ +798% |
| United Healthcare | Oxford Metro | $1,009.00 | ↑ +798% |
| United Healthcare | Oxford Commercial | $1,187.00 | ↑ +956% |
| United Healthcare | Commercial | $1,187.00 | ↑ +956% |
Visitor-reported prices
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Ghs musc test done w/n test comp at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $123.74 | $82.27 – $1,009.00 |
| Childrens Specialized Hospital | Mountainside | $168.00 | $272.00 – $272.00 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $62.44 | $78.30 – $1,009.00 |
| Monmouth Medical Center Southern Campus | Lakewood | $128.59 | $202.70 – $1,009.00 |
| Robert Wood Johnson University Hospital | New Brunswick | $124.56 | $58.51 – $1,009.00 |
| Trinitas Regional Medical Center | Elizabeth | not published | $49.64 – $1,009.00 |
| Community Medical Center | Toms River | not published | $84.25 – $1,009.00 |
| Clara Maass Medical Center | Belleville | not published | $81.28 – $1,009.00 |