CT heart w/evaluation of calcium without contrast at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$13.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.35 with United Healthcare vs $1,797.00 with Qualcare Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $10.35 ↓ -22%
Fidelis Care NJ Family Care $10.55 ↓ -21%
Aetna Better Health $11.34 ↓ -15%
Wellpoint NJ Family Care $31.92 ↑ +140%
First Health Commercial $33.60 ↑ +152%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $53.41 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $54.38 ↑ +309%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $69.68 ↑ +424%
Humana Medicare $96.23 ↑ +623%
Fidelis Care Medicare Advantage $96.23 ↑ +623%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 ↑ +623%
Aetna Medicare $96.23 ↑ +623%
Clover Medicare Advantage $96.23 ↑ +623%
Wellpoint Medicare Advantage $96.23 ↑ +623%
United Healthcare Medicare $98.15 ↑ +637%
United Healthcare Nexus $116.42 ↑ +775%
United Healthcare Oxford Metro $116.42 ↑ +775%
United Healthcare Oxford Commercial $126.10 ↑ +847%
United Healthcare Commercial $126.10 ↑ +847%
Horizon Blue Cross Blue Shield of New Jersey Managed $151.46 ↑ +1038%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $151.46 ↑ +1038%
Horizon Blue Cross Blue Shield of New Jersey Omnia $151.46 ↑ +1038%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $151.46 ↑ +1038%
Emblem Health Commercial $168.40 ↑ +1165%
Wellcare Ambetter Health Commercial $191.50 ↑ +1339%
Aetna HMO $197.07 ↑ +1381%
Aetna PPO $197.07 ↑ +1381%
Cigna Local Plus $221.00 ↑ +1560%
Cigna HMO $281.00 ↑ +2011%
Cigna PPO $296.00 ↑ +2124%
Amerihealth Regional Preferred $377.60 ↑ +2737%
Amerihealth Local Value $377.60 ↑ +2737%
Qualcare Inc PPO/WC $726.00 ↑ +5355%
Qualcare Inc HMO/POS $1,797.00 ↑ +13401%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $11.86 $69.68 – $726.00
Community Medical Center Toms River $11.61 $69.68 – $726.00
Clara Maass Medical Center Belleville $11.13 $69.68 – $726.00
Newark Beth Israel Medical Center Newark $11.66 $54.82 – $726.00
Jersey City Medical Center Jersey City $11.63 $68.92 – $704.00
Monmouth Medical Center Long Branch $12.25 $69.68 – $726.00
Bayshore Medical Center Holmdel $97.46 $97.46 – $1,762.00
Hackensack University Medical Center Hackensack $103.69 $63.17 – $538.39

All New-jersey hospitals for this procedure →