Aep thrshld est mlt freq i&r at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$449.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,893.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$260.98 with Horizon Blue Cross Blue Shield of New Jersey vs $1,838.29 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $260.98 ↓ -42%
United Healthcare Oxford Metro $282.00 ↓ -37%
United Healthcare Nexus $282.00 ↓ -37%
United Healthcare Commercial $332.00 ↓ -26%
United Healthcare Oxford Commercial $332.00 ↓ -26%
Clover Medicare Advantage $340.32 ↓ -24%
Humana Medicare $340.32 ↓ -24%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $340.32 ↓ -24%
Aetna Medicare $340.32 ↓ -24%
Fidelis Care Medicare Advantage $340.32 ↓ -24%
Wellpoint Medicare Advantage $340.32 ↓ -24%
United Healthcare Medicare $347.13 ↓ -23%
United Healthcare Community Plan $350.01 ↓ -22%
Fidelis Care NJ Family Care $356.64 ↓ -21%
Aetna Better Health $383.33 ↓ -15%
Emblem Health Commercial $595.56 ↑ +32%
Wellcare Ambetter Health Commercial $677.24 ↑ +51%
Cigna Local Plus $834.43 ↑ +85%
Cigna HMO $1,060.26 ↑ +136%
Wellpoint NJ Family Care $1,079.01 ↑ +140%
Cigna PPO $1,116.68 ↑ +148%
First Health Commercial $1,135.80 ↑ +152%
Horizon Blue Cross Blue Shield of New Jersey Omnia $1,208.68 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $1,386.62 ↑ +208%
Horizon Blue Cross Blue Shield of New Jersey Managed $1,450.98 ↑ +222%
Qualcare Inc HMO/POS $1,453.82 ↑ +223%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $1,466.12 ↑ +226%
Amerihealth Regional Preferred $1,480.89 ↑ +229%
Amerihealth Local Value $1,480.89 ↑ +229%
Qualcare Inc PPO/WC $1,550.36 ↑ +245%
Aetna PPO $1,590.12 ↑ +253%
Aetna HMO $1,590.12 ↑ +253%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,805.54 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $1,838.29 ↑ +309%

Visitor-reported prices

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Aep thrshld est mlt freq i&r at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $401.12 $105.92 – $698.74
Childrens Specialized Hospital Mountainside $280.00 $139.11 – $394.00
Newark Beth Israel Medical Center Newark $394.31 $59.07 – $698.74
Jersey City Medical Center Jersey City $393.36 $74.26 – $729.77
Monmouth Medical Center Long Branch $414.18 $209.30 – $685.91
Bayshore Medical Center Holmdel $344.68 $304.00 – $465.00
Hackensack University Medical Center Hackensack $366.72 $195.17 – $487.00
Ocean University Medical Center Brick $340.32 $116.00 – $499.00

All New-jersey hospitals for this procedure →