X-ray exam entire spi 6/> vw at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$116.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.27 with AETNA vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $74.27 ↓ -36%
CLOVER MEDICARE ADVANTAGE $94.14 ↓ -19%
SEOUL MEDICAL GROUP ALL PRODUCTS $101.46 ↓ -13%
HORIZON MANAGED MEDICAID $104.78 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $106.34 ↓ -9%
HORIZON MEDICARE ADVANTAGE $106.34 ↓ -9%
VACCN ALL PRODUCTS $106.34 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $106.34 ↓ -9%
AETNA MEDICARE ADVANTAGE $106.34 ↓ -9%
WELLCARE MANAGED MEDICAID $106.34 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $111.66 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $116.22 ↑ +0%
AMERIHEALTH LOCAL HMO $119.35 ↑ +3%
AMERIHEALTH REGIONAL HMO $121.41 ↑ +4%
UNITED HEALTHCARE DSNP $139.46 ↑ +20%
AETNA HMO $168.50 ↑ +45%
AETNA PPO $168.50 ↑ +45%
KARNA MEDICARE ADVANTAGE $182.02 ↑ +57%
CIGNA HMO $278.87 ↑ +140%
CIGNA PPO $278.87 ↑ +140%
UNITED HEALTHCARE HMO $295.04 ↑ +154%
OXFORD ALL PRODUCTS $295.04 ↑ +154%
HORIZON OMNIA $340.68 ↑ +193%
BRIGHTON HEALTH PLAN ALL PRODUCTS $360.87 ↑ +211%
HORIZON WORKERS COMP $374.89 ↑ +223%
ACTIVECARE FIRST MCO ALL PRODUCTS $385.00 ↑ +231%
INTERGROUP SHARED SAVINGS $385.00 ↑ +231%
INTERGROUP WORKERS COMP $385.00 ↑ +231%
HORIZON PIP $404.28 ↑ +248%
HORIZON SHP $407.78 ↑ +251%
AETNA ASA $409.51 ↑ +252%
HORIZON HMO $420.75 ↑ +262%
QUALCARE HMO $425.15 ↑ +266%
QUALCARE PPO $425.15 ↑ +266%
QUALCARE WORKERS COMP $425.15 ↑ +266%
HORIZON INDEMNITY $425.72 ↑ +266%
HORIZON PPO $431.79 ↑ +272%
PRIME HEALTH WORKERS COMP $440.00 ↑ +279%
PRIME HEALTH AUTO INSURANCE $440.00 ↑ +279%
MULTIPLAN - PHCS ALL PRODUCTS $444.55 ↑ +283%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +718%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +3627%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray exam entire spi 6/> vw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $162.92 $51.50 – $411.24
Community Medical Center Toms River $180.02 $73.75 – $411.24
Childrens Specialized Hospital Mountainside $242.50 $44.97 – $655.00
Newark Beth Israel Medical Center Newark $208.71 $53.01 – $411.24
Jersey City Medical Center Jersey City $180.37 $66.65 – $411.24
Monmouth Medical Center Long Branch $189.91 $73.75 – $411.24
Bayshore Medical Center Holmdel $117.70 $117.70 – $4,332.00
Hackensack University Medical Center Hackensack $125.23 $66.86 – $4,332.00

All New-jersey hospitals for this procedure →