Trauma partial team response w/critical care services level 4 at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$3,158.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$15,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,558.24 with Aetna vs $13,797.04 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $1,558.24 | ↓ -51% |
| Humana | Medicare | $1,558.24 | ↓ -51% |
| Fidelis Care | Medicare Advantage | $1,558.24 | ↓ -51% |
| Clover Health | Medicare Advantage | $1,558.24 | ↓ -51% |
| Wellpoint | Medicare Advantage | $1,558.24 | ↓ -51% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,558.24 | ↓ -51% |
| United Healthcare | Medicare | $1,589.40 | ↓ -50% |
| Emblem Health | Commercial | $2,960.66 | ↓ -6% |
| Wellcare | Ambetter Health Commercial | $3,100.90 | ↓ -2% |
| United Healthcare | Community Plan | $4,192.16 | ↑ +33% |
| Fidelis Care | NJ Family Care | $4,272.72 | ↑ +35% |
| Aetna | Better Health | $4,591.92 | ↑ +45% |
| Wellpoint | NJ Family Care | $5,271.36 | ↑ +67% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $6,815.68 | ↑ +116% |
| Cigna | Local Plus | $8,084.88 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $8,087.92 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $8,236.88 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $8,569.76 | ↑ +171% |
| Aetna | PPO | $8,968.00 | ↑ +184% |
| Aetna | HMO | $8,968.00 | ↑ +184% |
| First Health | Commercial | $9,120.00 | ↑ +189% |
| Amerihealth | Local Value | $9,249.20 | ↑ +193% |
| Amerihealth | Regional Preferred | $9,249.20 | ↑ +193% |
| Cigna | HMO | $10,272.16 | ↑ +225% |
| United Healthcare | Oxford Metro | $10,538.00 | ↑ +234% |
| Qualcare Inc | PPO/WC | $10,746.40 | ↑ +240% |
| Qualcare Inc | HMO/POS | $10,746.40 | ↑ +240% |
| Cigna | PPO | $10,819.36 | ↑ +243% |
| United Healthcare | Nexus | $11,171.00 | ↑ +254% |
| United Healthcare | Oxford Commercial | $12,398.00 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $12,740.64 | ↑ +303% |
| United Healthcare | Commercial | $13,142.00 | ↑ +316% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $13,797.04 | ↑ +337% |
Visitor-reported prices
Comments
Trauma partial team response w/critical care services level 4 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,464.56 | $1,464.56 – $1,757.48 |
| Hackensack University Medical Center | Hackensack | $1,558.24 | $1,246.60 – $1,636.16 |
| Ocean University Medical Center | Brick | $1,446.07 | $1,323.17 – $1,735.28 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,465.83 | $1,323.17 – $1,465.83 |
| Jersey Shore University Medical Center | Neptune City | $1,464.56 | $1,464.56 – $1,757.48 |
| Palisades Medical Center | North Bergen | $1,558.24 | $1,558.24 – $1,698.49 |
| Raritan Bay Medical Center | Perth Amboy | $1,465.83 | $1,465.83 – $1,759.00 |
| Riverview Medical Center | Red Bank | $1,464.56 | $1,464.56 – $1,757.48 |