Trauma partial team response w/critical care services level 4 at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$1,558.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,299.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,246.60 with OPTUM HEALTH vs $13,299.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $1,246.60 | ↓ -20% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,558.24 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,558.24 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,558.24 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $1,558.24 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,558.24 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,558.24 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $1,583.26 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,636.16 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $2,393.82 | ↑ +54% |
| AETNA | MANAGED MEDICAID | $3,338.05 | ↑ +114% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,803.51 | ↑ +144% |
| HORIZON | MANAGED MEDICAID | $6,583.01 | ↑ +322% |
| HORIZON | OMNIA | $8,709.52 | ↑ +459% |
| HORIZON | WORKERS COMP | $9,157.69 | ↑ +488% |
| INTERGROUP | ALL PRODUCTS | $9,309.30 | ↑ +497% |
| UNITED HEALTHCARE | HMO | $9,596.56 | ↑ +516% |
| OXFORD | ALL PRODUCTS | $9,770.78 | ↑ +527% |
| BERGEN RISK | ALL PRODUCTS | $9,974.25 | ↑ +540% |
| HORIZON | PIP | $9,974.25 | ↑ +540% |
| LHP HEALTH | ALL PRODUCTS | $10,506.21 | ↑ +574% |
| CIGNA | BH | $10,639.20 | ↑ +583% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $11,304.15 | ↑ +625% |
| CHN | ALL PRODUCTS | $11,304.15 | ↑ +625% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $11,304.15 | ↑ +625% |
| QUALCARE | HMO | $11,729.72 | ↑ +653% |
| QUALCARE | PPO | $11,729.72 | ↑ +653% |
| QUALCARE | WORKERS COMP | $11,729.72 | ↑ +653% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $11,969.10 | ↑ +668% |
| AETNA | ASA | $12,660.65 | ↑ +712% |
| AETNA | HMO | $12,660.65 | ↑ +712% |
| AETNA | PPO | $12,660.65 | ↑ +712% |
| HORIZON | HMO | $12,665.97 | ↑ +713% |
| HORIZON | INDEMNITY | $12,731.13 | ↑ +717% |
| HORIZON | SHP | $12,812.26 | ↑ +722% |
| CIGNA | HMO | $12,866.78 | ↑ +726% |
| CIGNA | PPO | $12,866.78 | ↑ +726% |
| HORIZON | FEDERAL | $12,969.18 | ↑ +732% |
| HORIZON | PPO | $12,969.18 | ↑ +732% |
| AMERIHEALTH | LOCAL HMO | $13,299.00 | ↑ +753% |
| AMERIHEALTH | REGIONAL HMO | $13,299.00 | ↑ +753% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
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Trauma partial team response w/critical care services level 4 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jersey City Medical Center | Jersey City | $3,158.56 | $1,558.24 – $3,100.90 |
| Bayshore Medical Center | Holmdel | $1,464.56 | $1,464.56 – $1,757.48 |
| Ocean University Medical Center | Brick | $1,446.07 | $1,323.17 – $1,735.28 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,465.83 | $1,323.17 – $1,465.83 |
| Jersey Shore University Medical Center | Neptune City | $1,464.56 | $1,464.56 – $1,757.48 |
| Palisades Medical Center | North Bergen | $1,558.24 | $1,558.24 – $1,698.49 |
| Raritan Bay Medical Center | Perth Amboy | $1,465.83 | $1,465.83 – $1,759.00 |
| Riverview Medical Center | Red Bank | $1,464.56 | $1,464.56 – $1,757.48 |