Trauma partial team response w/critical care services level 4 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,558.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,299.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,246.60 with OPTUM HEALTH vs $13,299.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $1,246.60 ↓ -20%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,558.24 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,558.24 ↑ +0%
VACCN ALL PRODUCTS $1,558.24 ↑ +0%
HORIZON MEDICARE ADVANTAGE $1,558.24 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,558.24 ↑ +0%
WELLCARE MANAGED MEDICAID $1,558.24 ↑ +0%
AETNA MEDICARE ADVANTAGE $1,583.26 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,636.16 ↑ +5%
CLOVER MEDICARE ADVANTAGE $2,393.82 ↑ +54%
AETNA MANAGED MEDICAID $3,338.05 ↑ +114%
SEOUL MEDICAL GROUP ALL PRODUCTS $3,803.51 ↑ +144%
HORIZON MANAGED MEDICAID $6,583.01 ↑ +322%
HORIZON OMNIA $8,709.52 ↑ +459%
HORIZON WORKERS COMP $9,157.69 ↑ +488%
INTERGROUP ALL PRODUCTS $9,309.30 ↑ +497%
UNITED HEALTHCARE HMO $9,596.56 ↑ +516%
OXFORD ALL PRODUCTS $9,770.78 ↑ +527%
BERGEN RISK ALL PRODUCTS $9,974.25 ↑ +540%
HORIZON PIP $9,974.25 ↑ +540%
LHP HEALTH ALL PRODUCTS $10,506.21 ↑ +574%
CIGNA BH $10,639.20 ↑ +583%
ACTIVECARE FIRST MCO ALL PRODUCTS $11,304.15 ↑ +625%
CHN ALL PRODUCTS $11,304.15 ↑ +625%
MULTIPLAN - PHCS ALL PRODUCTS $11,304.15 ↑ +625%
QUALCARE HMO $11,729.72 ↑ +653%
QUALCARE PPO $11,729.72 ↑ +653%
QUALCARE WORKERS COMP $11,729.72 ↑ +653%
BRIGHTON HEALTH PLAN ALL PRODUCTS $11,969.10 ↑ +668%
AETNA ASA $12,660.65 ↑ +712%
AETNA HMO $12,660.65 ↑ +712%
AETNA PPO $12,660.65 ↑ +712%
HORIZON HMO $12,665.97 ↑ +713%
HORIZON INDEMNITY $12,731.13 ↑ +717%
HORIZON SHP $12,812.26 ↑ +722%
CIGNA HMO $12,866.78 ↑ +726%
CIGNA PPO $12,866.78 ↑ +726%
HORIZON FEDERAL $12,969.18 ↑ +732%
HORIZON PPO $12,969.18 ↑ +732%
AMERIHEALTH LOCAL HMO $13,299.00 ↑ +753%
AMERIHEALTH REGIONAL HMO $13,299.00 ↑ +753%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Trauma partial team response w/critical care services level 4 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $3,158.56 $1,558.24 – $3,100.90
Bayshore Medical Center Holmdel $1,464.56 $1,464.56 – $1,757.48
Ocean University Medical Center Brick $1,446.07 $1,323.17 – $1,735.28
JFK Johnson Rehabilitation Institute (JRI) Edison $1,465.83 $1,323.17 – $1,465.83
Jersey Shore University Medical Center Neptune City $1,464.56 $1,464.56 – $1,757.48
Palisades Medical Center North Bergen $1,558.24 $1,558.24 – $1,698.49
Raritan Bay Medical Center Perth Amboy $1,465.83 $1,465.83 – $1,759.00
Riverview Medical Center Red Bank $1,464.56 $1,464.56 – $1,757.48

All New-jersey hospitals for this procedure →