Obstetrics panel at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$47.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$326.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.81 with SEOUL MEDICAL GROUP vs $317.26 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SEOUL MEDICAL GROUP ALL PRODUCTS $47.81 ↑ +0%
CLOVER MEDICARE ADVANTAGE $47.81 ↑ +0%
AETNA MANAGED MEDICAID $47.81 ↑ +0%
WELLCARE MANAGED MEDICAID $47.81 ↑ +0%
AMERIGROUP MANAGED MEDICAID $47.81 ↑ +0%
VACCN ALL PRODUCTS $47.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $47.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $50.20 ↑ +5%
AETNA MEDICARE ADVANTAGE $52.11 ↑ +9%
UNITED HEALTHCARE DSNP $57.37 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $77.39 ↑ +62%
OXFORD ALL PRODUCTS $98.13 ↑ +105%
UNITED HEALTHCARE HMO $98.13 ↑ +105%
QUALCARE HMO $161.70 ↑ +238%
HORIZON MANAGED MEDICAID $198.50 ↑ +315%
HORIZON PIP $210.27 ↑ +340%
HORIZON WORKERS COMP $210.27 ↑ +340%
CIGNA PPO $219.08 ↑ +358%
CIGNA HMO $219.08 ↑ +358%
HORIZON OMNIA $222.63 ↑ +366%
AETNA PPO $224.29 ↑ +369%
AETNA HMO $224.29 ↑ +369%
BERGEN RISK ALL PRODUCTS $244.50 ↑ +411%
QUALCARE PPO $253.30 ↑ +430%
AETNA ASA $255.26 ↑ +434%
BRIGHTON HEALTH PLAN ALL PRODUCTS $260.80 ↑ +445%
CIGNA BH $260.80 ↑ +445%
HORIZON SHP $272.24 ↑ +469%
HORIZON HMO $274.92 ↑ +475%
MULTIPLAN - PHCS ALL PRODUCTS $277.10 ↑ +480%
HORIZON INDEMNITY $278.86 ↑ +483%
AMERIHEALTH LOCAL HMO $280.10 ↑ +486%
HORIZON PPO $281.40 ↑ +489%
QUALCARE WORKERS COMP $286.88 ↑ +500%
AMERIHEALTH REGIONAL HMO $317.26 ↑ +564%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Obstetrics panel at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $52.59 $22.47 – $194.93
Cooperman Barnabas Medical Center Livingston $52.59 $22.47 – $194.93
Community Medical Center Toms River $52.59 $22.47 – $194.93
Clara Maass Medical Center Belleville $52.59 $22.47 – $194.93
Newark Beth Israel Medical Center Newark $52.59 $22.47 – $194.93
Jersey City Medical Center Jersey City $52.59 $22.47 – $194.93
Monmouth Medical Center Long Branch $52.59 $22.47 – $194.93
Hackensack University Medical Center Hackensack $47.81 $22.30 – $214.69

All New-jersey hospitals for this procedure →