Obstetrics panel at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$47.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$326.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.30 with HORIZON vs $655.14 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $22.30 | ↓ -53% |
| OPTUM HEALTH | MANAGED MEDICAID | $38.25 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $47.81 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $47.81 | ↑ +0% |
| VACCN | ALL PRODUCTS | $47.81 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $47.81 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $47.81 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $47.81 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $47.81 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $47.81 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $47.81 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $47.81 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $50.20 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $59.76 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $63.59 | ↑ +33% |
| AETNA | MANAGED MEDICAID | $81.83 | ↑ +71% |
| OXFORD | ALL PRODUCTS | $163.00 | ↑ +241% |
| UNITED HEALTHCARE | HMO | $184.19 | ↑ +285% |
| HORIZON | OMNIA | $213.50 | ↑ +347% |
| CIGNA | HMO | $214.69 | ↑ +349% |
| CIGNA | PPO | $214.69 | ↑ +349% |
| HORIZON | WORKERS COMP | $224.48 | ↑ +370% |
| INTERGROUP | ALL PRODUCTS | $228.20 | ↑ +377% |
| HORIZON | PIP | $244.50 | ↑ +411% |
| BERGEN RISK | ALL PRODUCTS | $244.50 | ↑ +411% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $257.54 | ↑ +439% |
| CIGNA | BH | $260.80 | ↑ +445% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $277.10 | ↑ +480% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $277.10 | ↑ +480% |
| CHN | ALL PRODUCTS | $277.10 | ↑ +480% |
| QUALCARE | PPO | $287.53 | ↑ +501% |
| QUALCARE | WORKERS COMP | $287.53 | ↑ +501% |
| QUALCARE | HMO | $287.53 | ↑ +501% |
| HORIZON | HMO | $310.48 | ↑ +549% |
| HORIZON | INDEMNITY | $312.08 | ↑ +553% |
| HORIZON | SHP | $314.07 | ↑ +557% |
| HORIZON | FEDERAL | $317.92 | ↑ +565% |
| HORIZON | PPO | $317.92 | ↑ +565% |
| AMERIHEALTH | LOCAL HMO | $326.00 | ↑ +582% |
| AMERIHEALTH | REGIONAL HMO | $326.00 | ↑ +582% |
| AETNA | PPO | $655.14 | ↑ +1270% |
| AETNA | HMO | $655.14 | ↑ +1270% |
| AETNA | ASA | $655.14 | ↑ +1270% |
Visitor-reported prices
Comments
Obstetrics panel at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $52.59 | $22.47 – $194.93 |
| Cooperman Barnabas Medical Center | Livingston | $52.59 | $22.47 – $194.93 |
| Community Medical Center | Toms River | $52.59 | $22.47 – $194.93 |
| Clara Maass Medical Center | Belleville | $52.59 | $22.47 – $194.93 |
| Newark Beth Israel Medical Center | Newark | $52.59 | $22.47 – $194.93 |
| Jersey City Medical Center | Jersey City | $52.59 | $22.47 – $194.93 |
| Monmouth Medical Center | Long Branch | $52.59 | $22.47 – $194.93 |
| Bayshore Medical Center | Holmdel | $47.81 | $47.81 – $219.08 |