Artery x-rays spine at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$5,983.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,367.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$370.94 with AETNA vs $12,915.78 with OXFORD — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | PPO | $370.94 | ↓ -94% |
| AETNA | HMO | $370.94 | ↓ -94% |
| CIGNA | HMO | $486.16 | ↓ -92% |
| CIGNA | PPO | $486.16 | ↓ -92% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $943.10 | ↓ -84% |
| AETNA | MANAGED MEDICAID | $1,864.19 | ↓ -69% |
| CLOVER | MEDICARE ADVANTAGE | $2,046.06 | ↓ -66% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,125.63 | ↓ -64% |
| QUALCARE | HMO | $5,638.03 | ↓ -6% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $5,983.35 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $5,983.35 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $5,983.35 | ↑ +0% |
| VACCN | ALL PRODUCTS | $5,983.35 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6,282.52 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $6,521.85 | ↑ +9% |
| HORIZON | MANAGED MEDICAID | $6,921.37 | ↑ +16% |
| UNITED HEALTHCARE | DSNP | $7,180.02 | ↑ +20% |
| HORIZON | PIP | $7,331.72 | ↑ +23% |
| HORIZON | WORKERS COMP | $7,331.72 | ↑ +23% |
| HORIZON | OMNIA | $7,762.52 | ↑ +30% |
| BERGEN RISK | ALL PRODUCTS | $8,525.25 | ↑ +42% |
| QUALCARE | PPO | $8,832.16 | ↑ +48% |
| AETNA | ASA | $8,900.36 | ↑ +49% |
| CIGNA | BH | $9,093.60 | ↑ +52% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,093.60 | ↑ +52% |
| HORIZON | SHP | $9,492.58 | ↑ +59% |
| HORIZON | HMO | $9,585.79 | ↑ +60% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,661.95 | ↑ +61% |
| HORIZON | INDEMNITY | $9,723.33 | ↑ +63% |
| AMERIHEALTH | LOCAL HMO | $9,766.53 | ↑ +63% |
| HORIZON | PPO | $9,811.99 | ↑ +64% |
| QUALCARE | WORKERS COMP | $10,002.96 | ↑ +67% |
| AMERIHEALTH | REGIONAL HMO | $11,062.36 | ↑ +85% |
| UNITED HEALTHCARE | HMO | $12,915.78 | ↑ +116% |
| OXFORD | ALL PRODUCTS | $12,915.78 | ↑ +116% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Artery x-rays spine at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Hackensack University Medical Center | Hackensack | $6,366.08 | $264.78 – $14,752.37 |
| Ocean University Medical Center | Brick | $5,907.78 | $370.94 – $5,907.78 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $5,988.54 | $476.66 – $13,679.04 |
| Jersey Shore University Medical Center | Neptune City | $5,983.35 | $386.28 – $6,282.52 |
| Palisades Medical Center | North Bergen | $6,366.08 | $292.08 – $12,915.78 |
| Raritan Bay Medical Center | Perth Amboy | $5,988.54 | $370.94 – $12,915.78 |
| Riverview Medical Center | Red Bank | $5,983.35 | $249.34 – $12,915.78 |
| Southern Ocean Medical Center | Manahawkin | $5,907.78 | $411.52 – $6,203.17 |