Artery x-rays spine at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$6,366.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,367.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$264.78 with HORIZON vs $14,752.37 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $264.78 | ↓ -96% |
| AETNA | ASA | $456.58 | ↓ -93% |
| AETNA | HMO | $456.58 | ↓ -93% |
| AETNA | PPO | $456.58 | ↓ -93% |
| CIGNA | PPO | $476.41 | ↓ -93% |
| CIGNA | HMO | $476.41 | ↓ -93% |
| KARNA | MEDICARE ADVANTAGE | $476.66 | ↓ -93% |
| CLOVER | MEDICARE ADVANTAGE | $2,046.06 | ↓ -68% |
| AETNA | MANAGED MEDICAID | $2,853.12 | ↓ -55% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,250.96 | ↓ -49% |
| OPTUM HEALTH | MANAGED MEDICAID | $5,092.86 | ↓ -20% |
| OXFORD | ALL PRODUCTS | $5,683.50 | ↓ -11% |
| AETNA | MEDICARE ADVANTAGE | $6,354.94 | ↓ -0% |
| HORIZON | MEDICARE ADVANTAGE | $6,366.08 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $6,366.08 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $6,366.08 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $6,366.08 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $6,366.08 | ↑ +0% |
| VACCN | ALL PRODUCTS | $6,366.08 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6,684.38 | ↑ +5% |
| HORIZON | OMNIA | $7,444.25 | ↑ +17% |
| HORIZON | WORKERS COMP | $7,827.32 | ↑ +23% |
| INTERGROUP | ALL PRODUCTS | $7,956.90 | ↑ +25% |
| BERGEN RISK | ALL PRODUCTS | $8,525.25 | ↑ +34% |
| HORIZON | PIP | $8,525.25 | ↑ +34% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $8,979.93 | ↑ +41% |
| LHP HEALTH | ALL PRODUCTS | $8,979.93 | ↑ +41% |
| CIGNA | BH | $9,093.60 | ↑ +43% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $9,661.95 | ↑ +52% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,661.95 | ↑ +52% |
| CHN | ALL PRODUCTS | $9,661.95 | ↑ +52% |
| QUALCARE | HMO | $10,025.69 | ↑ +57% |
| QUALCARE | PPO | $10,025.69 | ↑ +57% |
| QUALCARE | WORKERS COMP | $10,025.69 | ↑ +57% |
| HORIZON | HMO | $10,825.93 | ↑ +70% |
| HORIZON | INDEMNITY | $10,881.63 | ↑ +71% |
| HORIZON | SHP | $10,950.97 | ↑ +72% |
| HORIZON | FEDERAL | $11,085.10 | ↑ +74% |
| HORIZON | PPO | $11,085.10 | ↑ +74% |
| AMERIHEALTH | REGIONAL HMO | $11,367.00 | ↑ +79% |
| AMERIHEALTH | LOCAL HMO | $11,367.00 | ↑ +79% |
| UNITED HEALTHCARE | HMO | $14,752.37 | ↑ +132% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Artery x-rays spine at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $5,983.35 | $370.94 – $12,915.78 |
| Ocean University Medical Center | Brick | $5,907.78 | $370.94 – $5,907.78 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $5,988.54 | $476.66 – $13,679.04 |
| Jersey Shore University Medical Center | Neptune City | $5,983.35 | $386.28 – $6,282.52 |
| Palisades Medical Center | North Bergen | $6,366.08 | $292.08 – $12,915.78 |
| Raritan Bay Medical Center | Perth Amboy | $5,988.54 | $370.94 – $12,915.78 |
| Riverview Medical Center | Red Bank | $5,983.35 | $249.34 – $12,915.78 |
| Southern Ocean Medical Center | Manahawkin | $5,907.78 | $411.52 – $6,203.17 |