Adapt behavior tx phys/qhp at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$177.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$206.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.78 with AETNA vs $468.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $33.78 ↓ -81%
CLOVER MEDICARE ADVANTAGE $37.08 ↓ -79%
SEOUL MEDICAL GROUP ALL PRODUCTS $38.52 ↓ -78%
QUALCARE PPO $113.71 ↓ -36%
QUALCARE HMO $113.71 ↓ -36%
UNITED HEALTHCARE MANAGED MEDICAID $121.33 ↓ -32%
HORIZON MANAGED MEDICAID $125.43 ↓ -29%
HORIZON WORKERS COMP $132.87 ↓ -25%
HORIZON PIP $132.87 ↓ -25%
HORIZON OMNIA $140.68 ↓ -21%
AETNA HMO $149.82 ↓ -16%
AETNA PPO $149.82 ↓ -16%
BERGEN RISK ALL PRODUCTS $154.50 ↓ -13%
AETNA ASA $161.30 ↓ -9%
CIGNA BH $164.80 ↓ -7%
HORIZON SHP $172.03 ↓ -3%
HORIZON HMO $173.72 ↓ -2%
MULTIPLAN - PHCS ALL PRODUCTS $175.10 ↓ -2%
HORIZON INDEMNITY $176.21 ↓ -1%
AMERIHEALTH LOCAL HMO $177.00 ↓ -0%
HORIZON PPO $177.82 ↓ -0%
WELLCARE MEDICARE ADVANTAGE $177.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $177.84 ↑ +0%
VACCN ALL PRODUCTS $177.84 ↑ +0%
WELLCARE MANAGED MEDICAID $177.84 ↑ +0%
QUALCARE WORKERS COMP $181.28 ↑ +2%
BRIGHTON HEALTH PLAN ALL PRODUCTS $185.40 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.73 ↑ +5%
AETNA MEDICARE ADVANTAGE $193.84 ↑ +9%
CIGNA HMO $197.00 ↑ +11%
CIGNA PPO $197.00 ↑ +11%
AMERIHEALTH REGIONAL HMO $200.48 ↑ +13%
UNITED HEALTHCARE DSNP $213.41 ↑ +20%
OXFORD ALL PRODUCTS $393.00 ↑ +121%
UNITED HEALTHCARE HMO $468.00 ↑ +163%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Adapt behavior tx phys/qhp at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $189.21 $25.46 – $1,673.00
Ocean University Medical Center Brick $175.59 $24.94 – $393.00
JFK Johnson Rehabilitation Institute (JRI) Edison $177.99 $21.55 – $759.00
Jersey Shore University Medical Center Neptune City $177.84 $21.55 – $426.00
Palisades Medical Center North Bergen $189.21 $25.46 – $1,353.00
Raritan Bay Medical Center Perth Amboy $177.99 $25.46 – $389.00
Riverview Medical Center Red Bank $177.84 $24.94 – $399.00
Southern Ocean Medical Center Manahawkin $175.59 $21.55 – $396.00

All New-jersey hospitals for this procedure →