Adapt behavior tx phys/qhp at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$175.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$206.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.94 with KARNA vs $566.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $24.94 ↓ -86%
AETNA MANAGED MEDICAID $29.25 ↓ -83%
CLOVER MEDICARE ADVANTAGE $37.08 ↓ -79%
SEOUL MEDICAL GROUP ALL PRODUCTS $39.96 ↓ -77%
QUALCARE PPO $113.71 ↓ -35%
QUALCARE HMO $113.71 ↓ -35%
UNITED HEALTHCARE MANAGED MEDICAID $121.33 ↓ -31%
HORIZON MANAGED MEDICAID $122.53 ↓ -30%
HORIZON OMNIA $134.19 ↓ -24%
INTERGROUP WORKERS COMP $144.20 ↓ -18%
ACTIVECARE FIRST MCO ALL PRODUCTS $144.20 ↓ -18%
INTERGROUP SHARED SAVINGS $144.20 ↓ -18%
HORIZON WORKERS COMP $147.66 ↓ -16%
AETNA PPO $149.82 ↓ -15%
AETNA HMO $149.82 ↓ -15%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $154.00 ↓ -12%
BERGEN RISK ALL PRODUCTS $154.50 ↓ -12%
HORIZON PIP $159.24 ↓ -9%
HORIZON SHP $160.62 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $160.67 ↓ -8%
AETNA MEDICARE ADVANTAGE $160.67 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $160.67 ↓ -8%
HORIZON MEDICARE ADVANTAGE $160.67 ↓ -8%
VACCN ALL PRODUCTS $160.67 ↓ -8%
WELLCARE MANAGED MEDICAID $160.67 ↓ -8%
AETNA ASA $161.30 ↓ -8%
PRIME HEALTH AUTO INSURANCE $164.80 ↓ -6%
PRIME HEALTH WORKERS COMP $164.80 ↓ -6%
HORIZON HMO $165.73 ↓ -6%
HORIZON INDEMNITY $167.68 ↓ -5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $168.70 ↓ -4%
HORIZON PPO $170.07 ↓ -3%
MULTIPLAN - PHCS ALL PRODUCTS $175.10 ↓ -0%
AMERIHEALTH LOCAL HMO $177.00 ↑ +1%
QUALCARE WORKERS COMP $181.28 ↑ +3%
BRIGHTON HEALTH PLAN ALL PRODUCTS $185.40 ↑ +6%
CIGNA PPO $197.00 ↑ +12%
CIGNA HMO $197.00 ↑ +12%
AMERIHEALTH REGIONAL HMO $200.48 ↑ +14%
UNITED HEALTHCARE DSNP $210.71 ↑ +20%
OXFORD ALL PRODUCTS $393.00 ↑ +124%
UNITED HEALTHCARE HMO $566.00 ↑ +222%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Adapt behavior tx phys/qhp at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $177.84 $177.84 – $393.00
Hackensack University Medical Center Hackensack $189.21 $25.46 – $1,673.00
JFK Johnson Rehabilitation Institute (JRI) Edison $177.99 $21.55 – $759.00
Jersey Shore University Medical Center Neptune City $177.84 $21.55 – $426.00
Palisades Medical Center North Bergen $189.21 $25.46 – $1,353.00
Raritan Bay Medical Center Perth Amboy $177.99 $25.46 – $389.00
Riverview Medical Center Red Bank $177.84 $24.94 – $399.00
Southern Ocean Medical Center Manahawkin $175.59 $21.55 – $396.00

All New-jersey hospitals for this procedure →