X-ray wrist 2 views (both sides) at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$481.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.53 with HORIZON vs $469.07 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $20.53 ↓ -80%
AMERIHEALTH LOCAL HMO $53.84 ↓ -48%
AMERIHEALTH REGIONAL HMO $53.84 ↓ -48%
KARNA MEDICARE ADVANTAGE $65.91 ↓ -36%
AETNA HMO $71.06 ↓ -31%
AETNA ASA $71.06 ↓ -31%
AETNA PPO $71.06 ↓ -31%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
CLOVER MEDICARE ADVANTAGE $86.58 ↓ -17%
CIGNA PPO $90.58 ↓ -13%
CIGNA HMO $90.58 ↓ -13%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
VACCN ALL PRODUCTS $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
AETNA MANAGED MEDICAID $120.73 ↑ +16%
SEOUL MEDICAL GROUP ALL PRODUCTS $137.57 ↑ +33%
OXFORD ALL PRODUCTS $240.50 ↑ +132%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
HORIZON OMNIA $315.01 ↑ +204%
HORIZON WORKERS COMP $331.22 ↑ +219%
INTERGROUP ALL PRODUCTS $336.70 ↑ +225%
BERGEN RISK ALL PRODUCTS $360.75 ↑ +248%
HORIZON PIP $360.75 ↑ +248%
BRIGHTON HEALTH PLAN ALL PRODUCTS $379.99 ↑ +266%
LHP HEALTH ALL PRODUCTS $379.99 ↑ +266%
CIGNA BH $384.80 ↑ +271%
ACTIVECARE FIRST MCO ALL PRODUCTS $408.85 ↑ +294%
MULTIPLAN - PHCS ALL PRODUCTS $408.85 ↑ +294%
CHN ALL PRODUCTS $408.85 ↑ +294%
QUALCARE HMO $424.24 ↑ +309%
QUALCARE PPO $424.24 ↑ +309%
QUALCARE WORKERS COMP $424.24 ↑ +309%
HORIZON HMO $458.10 ↑ +342%
HORIZON INDEMNITY $460.46 ↑ +344%
HORIZON SHP $463.40 ↑ +347%
HORIZON FEDERAL $469.07 ↑ +352%
HORIZON PPO $469.07 ↑ +352%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray wrist 2 views (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $190.80 $69.17 – $69.17
Childrens Specialized Hospital Mountainside $210.00 $13.81 – $655.00
Bayshore Medical Center Holmdel $97.46 $36.37 – $219.04
Ocean University Medical Center Brick $96.23 $36.37 – $96.23
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $48.02 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $36.37 – $102.33
Palisades Medical Center North Bergen $103.69 $22.65 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $31.07 – $219.04

All New-jersey hospitals for this procedure →