X-ray wrist 2 views (both sides) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$96.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$481.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.37 with UNITED HEALTHCARE vs $405.45 with MULTIPLAN - PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $36.37 ↓ -62%
AMERIHEALTH LOCAL HMO $53.71 ↓ -44%
AMERIHEALTH REGIONAL HMO $54.63 ↓ -43%
AETNA PPO $57.73 ↓ -40%
AETNA HMO $57.73 ↓ -40%
KARNA MEDICARE ADVANTAGE $62.64 ↓ -35%
AETNA MANAGED MEDICAID $67.73 ↓ -30%
CLOVER MEDICARE ADVANTAGE $85.86 ↓ -11%
AMERIGROUP MEDICARE ADVANTAGE $88.05 ↓ -9%
AETNA MEDICARE ADVANTAGE $88.05 ↓ -9%
WELLCARE MANAGED MEDICAID $88.05 ↓ -9%
HORIZON MEDICARE ADVANTAGE $88.05 ↓ -9%
VACCN ALL PRODUCTS $88.05 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $88.05 ↓ -9%
HORIZON MANAGED MEDICAID $91.63 ↓ -5%
CIGNA HMO $92.43 ↓ -4%
CIGNA PPO $92.43 ↓ -4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $92.45 ↓ -4%
SEOUL MEDICAL GROUP ALL PRODUCTS $92.54 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $96.23 ↑ +0%
UNITED HEALTHCARE DSNP $115.47 ↑ +20%
UNITED HEALTHCARE HMO $219.04 ↑ +128%
QUALCARE HMO $236.59 ↑ +146%
OXFORD ALL PRODUCTS $258.06 ↑ +168%
HORIZON OMNIA $310.72 ↑ +223%
ACTIVECARE FIRST MCO ALL PRODUCTS $336.70 ↑ +250%
INTERGROUP SHARED SAVINGS $336.70 ↑ +250%
INTERGROUP WORKERS COMP $336.70 ↑ +250%
HORIZON WORKERS COMP $341.91 ↑ +255%
BERGEN RISK ALL PRODUCTS $357.75 ↑ +272%
HORIZON PIP $368.72 ↑ +283%
QUALCARE PPO $370.63 ↑ +285%
QUALCARE WORKERS COMP $371.81 ↑ +286%
HORIZON SHP $371.92 ↑ +286%
AETNA ASA $373.49 ↑ +288%
BRIGHTON HEALTH PLAN ALL PRODUCTS $381.60 ↑ +297%
HORIZON HMO $383.75 ↑ +299%
PRIME HEALTH AUTO INSURANCE $384.80 ↑ +300%
PRIME HEALTH WORKERS COMP $384.80 ↑ +300%
HORIZON INDEMNITY $388.28 ↑ +303%
HORIZON PPO $393.81 ↑ +309%
MULTIPLAN - PHCS ALL PRODUCTS $405.45 ↑ +321%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray wrist 2 views (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $190.80 $69.17 – $69.17
Childrens Specialized Hospital Mountainside $210.00 $13.81 – $655.00
Bayshore Medical Center Holmdel $97.46 $36.37 – $219.04
Hackensack University Medical Center Hackensack $103.69 $20.53 – $250.18
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $48.02 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $36.37 – $102.33
Palisades Medical Center North Bergen $103.69 $22.65 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $31.07 – $219.04

All New-jersey hospitals for this procedure →