X-ray spine single view at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$331.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.12 with HORIZON vs $322.79 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $18.12 ↓ -83%
AMERIHEALTH REGIONAL HMO $45.86 ↓ -56%
AMERIHEALTH LOCAL HMO $45.86 ↓ -56%
KARNA MEDICARE ADVANTAGE $46.85 ↓ -55%
AETNA HMO $48.95 ↓ -53%
AETNA PPO $48.95 ↓ -53%
AETNA ASA $48.95 ↓ -53%
CIGNA HMO $59.09 ↓ -43%
CIGNA PPO $59.09 ↓ -43%
CLOVER MEDICARE ADVANTAGE $59.58 ↓ -43%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
AETNA MANAGED MEDICAID $83.08 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $94.67 ↓ -9%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
VACCN ALL PRODUCTS $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
OXFORD ALL PRODUCTS $165.50 ↑ +60%
HORIZON OMNIA $216.77 ↑ +109%
HORIZON WORKERS COMP $227.93 ↑ +120%
INTERGROUP ALL PRODUCTS $231.70 ↑ +123%
BERGEN RISK ALL PRODUCTS $248.25 ↑ +139%
HORIZON PIP $248.25 ↑ +139%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
BRIGHTON HEALTH PLAN ALL PRODUCTS $261.49 ↑ +152%
LHP HEALTH ALL PRODUCTS $261.49 ↑ +152%
CIGNA BH $264.80 ↑ +155%
MULTIPLAN - PHCS ALL PRODUCTS $281.35 ↑ +171%
CHN ALL PRODUCTS $281.35 ↑ +171%
ACTIVECARE FIRST MCO ALL PRODUCTS $281.35 ↑ +171%
QUALCARE HMO $291.94 ↑ +182%
QUALCARE PPO $291.94 ↑ +182%
QUALCARE WORKERS COMP $291.94 ↑ +182%
HORIZON HMO $315.24 ↑ +204%
HORIZON INDEMNITY $316.87 ↑ +206%
HORIZON SHP $318.89 ↑ +208%
HORIZON PPO $322.79 ↑ +211%
HORIZON FEDERAL $322.79 ↑ +211%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray spine single view at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $59.31 $12.64 – $192.46
Cooperman Barnabas Medical Center Livingston $66.96 $19.99 – $197.58
Community Medical Center Toms River $65.53 $19.99 – $191.50
Clara Maass Medical Center Belleville $94.47 $19.99 – $196.59
Childrens Specialized Hospital Mountainside $121.00 $12.19 – $655.00
Newark Beth Israel Medical Center Newark $65.82 $13.01 – $197.58
Jersey City Medical Center Jersey City $65.66 $16.35 – $206.34
Monmouth Medical Center Long Branch $69.14 $19.99 – $193.95

All New-jersey hospitals for this procedure →