healthcosts.net
Urinalysis (with microscopy) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$3.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$107.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.54 with OPTUM HEALTH vs $107.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $2.54 | ↓ -20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3.17 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $3.17 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $3.17 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3.17 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $3.17 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $3.17 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $3.17 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $3.17 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3.17 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3.17 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $3.24 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3.33 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $3.96 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $4.22 | ↑ +33% |
| CIGNA | PPO | $14.23 | ↑ +349% |
| CIGNA | HMO | $14.23 | ↑ +349% |
| AETNA | MANAGED MEDICAID | $26.86 | ↑ +747% |
| AETNA | PPO | $43.46 | ↑ +1271% |
| AETNA | ASA | $43.46 | ↑ +1271% |
| AETNA | HMO | $43.46 | ↑ +1271% |
| OXFORD | ALL PRODUCTS | $53.50 | ↑ +1588% |
| UNITED HEALTHCARE | HMO | $60.46 | ↑ +1807% |
| HORIZON | OMNIA | $70.07 | ↑ +2110% |
| HORIZON | WORKERS COMP | $73.68 | ↑ +2224% |
| INTERGROUP | ALL PRODUCTS | $74.90 | ↑ +2263% |
| HORIZON | PIP | $80.25 | ↑ +2432% |
| BERGEN RISK | ALL PRODUCTS | $80.25 | ↑ +2432% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $84.53 | ↑ +2567% |
| CIGNA | BH | $85.60 | ↑ +2600% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $90.95 | ↑ +2769% |
| CHN | ALL PRODUCTS | $90.95 | ↑ +2769% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $90.95 | ↑ +2769% |
| QUALCARE | HMO | $94.37 | ↑ +2877% |
| QUALCARE | WORKERS COMP | $94.37 | ↑ +2877% |
| QUALCARE | PPO | $94.37 | ↑ +2877% |
| HORIZON | HMO | $101.91 | ↑ +3115% |
| HORIZON | INDEMNITY | $102.43 | ↑ +3131% |
| HORIZON | SHP | $103.08 | ↑ +3152% |
| HORIZON | FEDERAL | $104.35 | ↑ +3192% |
| HORIZON | PPO | $104.35 | ↑ +3192% |
| AMERIHEALTH | LOCAL HMO | $107.00 | ↑ +3275% |
| AMERIHEALTH | REGIONAL HMO | $107.00 | ↑ +3275% |
Visitor-reported prices
Comments
Urinalysis (with microscopy) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $42.80 | $15.52 – $60.13 |
| Bayshore Medical Center | Holmdel | $3.17 | $3.17 – $91.93 |
| Ocean University Medical Center | Brick | $3.17 | $1.32 – $91.93 |