Urinalysis (with microscopy) at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$3.49
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$112.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.49 with United Healthcare vs $106.91 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Oxford Metro | $1.49 | ↓ -57% |
| United Healthcare | Nexus | $1.49 | ↓ -57% |
| United Healthcare | Commercial | $1.74 | ↓ -50% |
| United Healthcare | Oxford Commercial | $1.74 | ↓ -50% |
| United Healthcare | Community Plan | $2.67 | ↓ -23% |
| Fidelis Care | NJ Family Care | $2.72 | ↓ -22% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3.17 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3.17 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $3.17 | ↓ -9% |
| Humana | Medicare | $3.17 | ↓ -9% |
| Wellpoint | Medicare Advantage | $3.17 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $3.17 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3.17 | ↓ -9% |
| Fidelis Care | Medicare Advantage | $3.17 | ↓ -9% |
| Aetna | Medicare | $3.17 | ↓ -9% |
| Clover Health | Medicare Advantage | $3.17 | ↓ -9% |
| United Healthcare | Medicare | $3.23 | ↓ -7% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $3.58 | ↑ +3% |
| Aetna | HMO | $3.90 | ↑ +12% |
| Aetna | PPO | $3.90 | ↑ +12% |
| Emblem Health | Commercial | $5.55 | ↑ +59% |
| Wellcare | Ambetter Health Commercial | $6.31 | ↑ +81% |
| Amerihealth | Regional Preferred | $8.49 | ↑ +143% |
| Amerihealth | Local Value | $8.49 | ↑ +143% |
| Cigna | Local Plus | $13.36 | ↑ +283% |
| Cigna | PPO | $13.36 | ↑ +283% |
| Cigna | HMO | $13.36 | ↑ +283% |
| Aetna | Better Health | $15.62 | ↑ +348% |
| Wellpoint | NJ Family Care | $63.84 | ↑ +1729% |
| First Health | Commercial | $67.20 | ↑ +1826% |
| Qualcare Inc | HMO/POS | $86.01 | ↑ +2364% |
| Qualcare Inc | PPO/WC | $91.72 | ↑ +2528% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $98.30 | ↑ +2717% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $106.91 | ↑ +2963% |
Visitor-reported prices
Comments
Urinalysis (with microscopy) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $42.80 | $15.52 – $60.13 |
| Trinitas Regional Medical Center | Elizabeth | $3.49 | $1.49 – $13.39 |
| Cooperman Barnabas Medical Center | Livingston | $3.49 | $1.49 – $13.36 |
| Community Medical Center | Toms River | $3.49 | $1.49 – $13.36 |
| Childrens Specialized Hospital | Mountainside | $23.50 | $2.54 – $2.62 |
| Newark Beth Israel Medical Center | Newark | $3.49 | $1.49 – $13.36 |
| Jersey City Medical Center | Jersey City | $3.49 | $1.49 – $13.36 |
| Monmouth Medical Center | Long Branch | $3.49 | $1.49 – $13.36 |