Unlisted cytogenetic study at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$62.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,308.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.34 with OPTUM HEALTH vs $449.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $50.34 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $62.66 | ↓ -0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| VACCN | ALL PRODUCTS | $62.92 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $62.92 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $66.07 | ↑ +5% |
| AETNA | MANAGED MEDICAID | $112.70 | ↑ +79% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $128.41 | ↑ +104% |
| HORIZON | MANAGED MEDICAID | $222.26 | ↑ +253% |
| OXFORD | ALL PRODUCTS | $224.50 | ↑ +257% |
| UNITED HEALTHCARE | HMO | $253.69 | ↑ +303% |
| HORIZON | OMNIA | $294.05 | ↑ +367% |
| HORIZON | WORKERS COMP | $309.18 | ↑ +391% |
| INTERGROUP | ALL PRODUCTS | $314.30 | ↑ +400% |
| BERGEN RISK | ALL PRODUCTS | $336.75 | ↑ +435% |
| HORIZON | PIP | $336.75 | ↑ +435% |
| LHP HEALTH | ALL PRODUCTS | $354.71 | ↑ +464% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $354.71 | ↑ +464% |
| CIGNA | BH | $359.20 | ↑ +471% |
| CHN | ALL PRODUCTS | $381.65 | ↑ +507% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $381.65 | ↑ +507% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $381.65 | ↑ +507% |
| QUALCARE | HMO | $396.02 | ↑ +529% |
| QUALCARE | PPO | $396.02 | ↑ +529% |
| QUALCARE | WORKERS COMP | $396.02 | ↑ +529% |
| AETNA | ASA | $427.45 | ↑ +579% |
| AETNA | HMO | $427.45 | ↑ +579% |
| AETNA | PPO | $427.45 | ↑ +579% |
| HORIZON | HMO | $427.63 | ↑ +580% |
| HORIZON | INDEMNITY | $429.83 | ↑ +583% |
| HORIZON | SHP | $432.57 | ↑ +587% |
| CIGNA | HMO | $434.41 | ↑ +590% |
| CIGNA | PPO | $434.41 | ↑ +590% |
| HORIZON | PPO | $437.86 | ↑ +596% |
| HORIZON | FEDERAL | $437.86 | ↑ +596% |
| AMERIHEALTH | REGIONAL HMO | $449.00 | ↑ +614% |
| AMERIHEALTH | LOCAL HMO | $449.00 | ↑ +614% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| CLOVER | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Unlisted cytogenetic study at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $59.14 | $13.56 – $102.13 |
| Ocean University Medical Center | Brick | $58.39 | $13.56 – $58.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $59.19 | $53.43 – $108.48 |
| Jersey Shore University Medical Center | Neptune City | $59.14 | $13.56 – $64.46 |
| Palisades Medical Center | North Bergen | $62.92 | $62.92 – $209.88 |
| Raritan Bay Medical Center | Perth Amboy | $59.19 | $13.56 – $102.13 |
| Riverview Medical Center | Red Bank | $59.14 | $13.56 – $102.13 |
| Southern Ocean Medical Center | Manahawkin | $58.39 | $13.56 – $63.65 |