Unlisted cytogenetic study at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$58.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,308.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.56 with UNITED HEALTHCARE vs $436.97 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $13.56 | ↓ -77% |
| HORIZON | MANAGED MEDICAID | $44.90 | ↓ -23% |
| VACCN | ALL PRODUCTS | $53.43 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $53.43 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $53.43 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $53.43 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $53.43 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $53.43 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $56.10 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $58.39 | ↑ +0% |
| AETNA | MANAGED MEDICAID | $63.76 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $70.07 | ↑ +20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $87.11 | ↑ +49% |
| UNITED HEALTHCARE | HMO | $102.13 | ↑ +75% |
| QUALCARE | HMO | $222.70 | ↑ +281% |
| OXFORD | ALL PRODUCTS | $242.91 | ↑ +316% |
| HORIZON | OMNIA | $292.48 | ↑ +401% |
| AETNA | HMO | $308.91 | ↑ +429% |
| AETNA | PPO | $308.91 | ↑ +429% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $314.30 | ↑ +438% |
| INTERGROUP | SHARED SAVINGS | $314.30 | ↑ +438% |
| INTERGROUP | WORKERS COMP | $314.30 | ↑ +438% |
| HORIZON | WORKERS COMP | $321.84 | ↑ +451% |
| BERGEN RISK | ALL PRODUCTS | $336.75 | ↑ +477% |
| HORIZON | PIP | $347.08 | ↑ +494% |
| QUALCARE | PPO | $347.08 | ↑ +494% |
| QUALCARE | WORKERS COMP | $347.08 | ↑ +494% |
| HORIZON | SHP | $350.09 | ↑ +500% |
| AETNA | ASA | $351.57 | ↑ +502% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $359.20 | ↑ +515% |
| PRIME HEALTH | AUTO INSURANCE | $359.20 | ↑ +515% |
| PRIME HEALTH | WORKERS COMP | $359.20 | ↑ +515% |
| HORIZON | HMO | $361.22 | ↑ +519% |
| HORIZON | INDEMNITY | $365.49 | ↑ +526% |
| HORIZON | PPO | $370.69 | ↑ +535% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $381.65 | ↑ +554% |
| AMERIHEALTH | LOCAL HMO | $385.78 | ↑ +561% |
| CIGNA | PPO | $429.38 | ↑ +635% |
| CIGNA | HMO | $429.38 | ↑ +635% |
| AMERIHEALTH | REGIONAL HMO | $436.97 | ↑ +648% |
| CLOVER | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Unlisted cytogenetic study at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $59.14 | $13.56 – $102.13 |
| Hackensack University Medical Center | Hackensack | $62.92 | $50.34 – $66.07 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $59.19 | $53.43 – $108.48 |
| Jersey Shore University Medical Center | Neptune City | $59.14 | $13.56 – $64.46 |
| Palisades Medical Center | North Bergen | $62.92 | $62.92 – $209.88 |
| Raritan Bay Medical Center | Perth Amboy | $59.19 | $13.56 – $102.13 |
| Riverview Medical Center | Red Bank | $59.14 | $13.56 – $102.13 |
| Southern Ocean Medical Center | Manahawkin | $58.39 | $13.56 – $63.65 |