Psychotherapy patient individual therapy 60 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$189.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$556.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.08 with CLOVER vs $556.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $100.08 ↓ -47%
AETNA MANAGED MEDICAID $139.56 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $151.37 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $159.02 ↓ -16%
AETNA MEDICARE ADVANTAGE $184.38 ↓ -3%
OPTUM HEALTH MEDICARE ADVANTAGE $189.21 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $189.21 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $189.21 ↑ +0%
WELLCARE MANAGED MEDICAID $189.21 ↑ +0%
VACCN ALL PRODUCTS $189.21 ↑ +0%
HORIZON MEDICARE ADVANTAGE $189.21 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $198.68 ↑ +5%
KARNA MEDICARE ADVANTAGE $222.96 ↑ +18%
HORIZON MANAGED MEDICAID $275.22 ↑ +45%
QUALCARE HMO $329.00 ↑ +74%
QUALCARE PPO $329.00 ↑ +74%
QUALCARE WORKERS COMP $329.00 ↑ +74%
HORIZON OMNIA $364.12 ↑ +92%
HORIZON WORKERS COMP $382.86 ↑ +102%
INTERGROUP ALL PRODUCTS $389.20 ↑ +106%
UNITED HEALTHCARE HMO $401.21 ↑ +112%
OXFORD ALL PRODUCTS $408.49 ↑ +116%
BERGEN RISK ALL PRODUCTS $417.00 ↑ +120%
HORIZON PIP $417.00 ↑ +120%
LHP HEALTH ALL PRODUCTS $439.24 ↑ +132%
CIGNA BH $444.80 ↑ +135%
CHN ALL PRODUCTS $472.60 ↑ +150%
ACTIVECARE FIRST MCO ALL PRODUCTS $472.60 ↑ +150%
MULTIPLAN - PHCS ALL PRODUCTS $472.60 ↑ +150%
BRIGHTON HEALTH PLAN ALL PRODUCTS $500.40 ↑ +164%
AETNA ASA $529.31 ↑ +180%
AETNA PPO $529.31 ↑ +180%
AETNA HMO $529.31 ↑ +180%
HORIZON HMO $529.53 ↑ +180%
HORIZON INDEMNITY $532.26 ↑ +181%
HORIZON SHP $535.65 ↑ +183%
CIGNA PPO $537.93 ↑ +184%
CIGNA HMO $537.93 ↑ +184%
HORIZON FEDERAL $542.21 ↑ +187%
HORIZON PPO $542.21 ↑ +187%
AMERIHEALTH REGIONAL HMO $556.00 ↑ +194%
AMERIHEALTH LOCAL HMO $556.00 ↑ +194%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $242.00 $75.03 – $440.00
Trinitas Regional Medical Center Elizabeth $106.42 $90.26 – $351.18
Saint Barnabas Behavioral Health Center Toms River $162.63 $137.23 – $175.59
Cooperman Barnabas Medical Center Livingston $120.14 $90.26 – $360.52
Clara Maass Medical Center Belleville $112.77 $90.26 – $358.72
Childrens Specialized Hospital Mountainside $183.50 $195.00 – $246.83
Newark Beth Israel Medical Center Newark $118.10 $90.26 – $360.52
Jersey City Medical Center Jersey City $117.82 $90.26 – $376.53

All New-jersey hospitals for this procedure →