Psychotherapy patient individual therapy 30 minutes at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$189.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$358.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.44 with CLOVER vs $408.00 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $64.44 | ↓ -66% |
| AETNA | MANAGED MEDICAID | $89.86 | ↓ -53% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $102.39 | ↓ -46% |
| KARNA | MEDICARE ADVANTAGE | $114.23 | ↓ -40% |
| OPTUM HEALTH | MANAGED MEDICAID | $151.37 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $177.21 | ↓ -6% |
| AETNA | MEDICARE ADVANTAGE | $184.38 | ↓ -3% |
| QUALCARE | PPO | $185.00 | ↓ -2% |
| QUALCARE | WORKERS COMP | $185.00 | ↓ -2% |
| WELLCARE | MANAGED MEDICAID | $189.21 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| VACCN | ALL PRODUCTS | $189.21 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $198.68 | ↑ +5% |
| HORIZON | OMNIA | $234.45 | ↑ +24% |
| HORIZON | WORKERS COMP | $246.52 | ↑ +30% |
| INTERGROUP | ALL PRODUCTS | $250.60 | ↑ +32% |
| UNITED HEALTHCARE | HMO | $258.33 | ↑ +37% |
| OXFORD | ALL PRODUCTS | $263.02 | ↑ +39% |
| HORIZON | PIP | $268.50 | ↑ +42% |
| BERGEN RISK | ALL PRODUCTS | $268.50 | ↑ +42% |
| LHP HEALTH | ALL PRODUCTS | $282.82 | ↑ +49% |
| CIGNA | BH | $286.40 | ↑ +51% |
| CHN | ALL PRODUCTS | $304.30 | ↑ +61% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $304.30 | ↑ +61% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $304.30 | ↑ +61% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $322.20 | ↑ +70% |
| AETNA | ASA | $340.82 | ↑ +80% |
| AETNA | PPO | $340.82 | ↑ +80% |
| AETNA | HMO | $340.82 | ↑ +80% |
| HORIZON | HMO | $340.96 | ↑ +80% |
| HORIZON | INDEMNITY | $342.71 | ↑ +81% |
| HORIZON | SHP | $344.90 | ↑ +82% |
| CIGNA | PPO | $346.37 | ↑ +83% |
| CIGNA | HMO | $346.37 | ↑ +83% |
| HORIZON | PPO | $349.12 | ↑ +85% |
| HORIZON | FEDERAL | $349.12 | ↑ +85% |
| AMERIHEALTH | LOCAL HMO | $358.00 | ↑ +89% |
| AMERIHEALTH | REGIONAL HMO | $358.00 | ↑ +89% |
| QUALCARE | HMO | $408.00 | ↑ +116% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 30 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $180.80 | $68.21 – $328.80 |
| Trinitas Regional Medical Center | Elizabeth | $86.52 | $88.66 – $351.18 |
| Saint Barnabas Behavioral Health Center | Toms River | $118.53 | $70.34 – $175.59 |
| Cooperman Barnabas Medical Center | Livingston | $97.68 | $88.66 – $360.52 |
| Clara Maass Medical Center | Belleville | $91.69 | $88.66 – $358.72 |
| Childrens Specialized Hospital | Mountainside | $110.50 | $131.00 – $242.46 |
| Newark Beth Israel Medical Center | Newark | $96.02 | $88.66 – $360.52 |
| Jersey City Medical Center | Jersey City | $95.79 | $88.66 – $376.53 |