Psychotherapy patient individual therapy 30 minutes at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$95.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$461.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$88.66 with Horizon Blue Cross Blue Shield of New Jersey vs $418.44 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $88.66 | ↓ -7% |
| Wellpoint | NJ Family Care | $117.03 | ↑ +22% |
| Fidelis Care | NJ Family Care | $129.58 | ↑ +35% |
| Aetna | Better Health | $139.26 | ↑ +45% |
| Fidelis Care | Medicare Advantage | $189.21 | ↑ +98% |
| Wellpoint | Medicare Advantage | $189.21 | ↑ +98% |
| Humana | Medicare | $189.21 | ↑ +98% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $189.21 | ↑ +98% |
| Aetna | Medicare | $189.21 | ↑ +98% |
| Clover Health | Medicare Advantage | $189.21 | ↑ +98% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $206.71 | ↑ +116% |
| Cigna | Local Plus | $245.20 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $245.29 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $249.81 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $259.91 | ↑ +171% |
| Aetna | HMO | $271.99 | ↑ +184% |
| Aetna | PPO | $271.99 | ↑ +184% |
| First Health | Commercial | $276.60 | ↑ +189% |
| Amerihealth | Regional Preferred | $280.51 | ↑ +193% |
| Amerihealth | Local Value | $280.51 | ↑ +193% |
| Cigna | HMO | $311.54 | ↑ +225% |
| Qualcare Inc | PPO/WC | $325.92 | ↑ +240% |
| Qualcare Inc | HMO/POS | $325.92 | ↑ +240% |
| Cigna | PPO | $328.13 | ↑ +243% |
| Emblem Health | Commercial | $359.50 | ↑ +275% |
| Wellcare | Ambetter Health Commercial | $376.53 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $386.41 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $418.44 | ↑ +337% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 30 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $180.80 | $65.54 – $328.80 |
| Trinitas Regional Medical Center | Elizabeth | $86.52 | $88.66 – $351.18 |
| Saint Barnabas Behavioral Health Center | Toms River | $118.53 | $70.34 – $175.59 |
| Cooperman Barnabas Medical Center | Livingston | $97.68 | $88.66 – $360.52 |
| Clara Maass Medical Center | Belleville | $91.69 | $88.66 – $358.72 |
| Childrens Specialized Hospital | Mountainside | $110.50 | $131.00 – $242.46 |
| Newark Beth Israel Medical Center | Newark | $96.02 | $88.66 – $360.52 |
| Monmouth Medical Center | Long Branch | $100.86 | $88.66 – $353.90 |