Mr sfty med physics xm cstmz at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$284.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$712.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$128.16 with CLOVER vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $128.16 ↓ -55%
HORIZON MANAGED MEDICAID $143.44 ↓ -50%
AMERIHEALTH REGIONAL HMO $168.50 ↓ -41%
AMERIHEALTH LOCAL HMO $168.50 ↓ -41%
AETNA MANAGED MEDICAID $178.71 ↓ -37%
SEOUL MEDICAL GROUP ALL PRODUCTS $203.63 ↓ -28%
AETNA MEDICARE ADVANTAGE $210.75 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $227.73 ↓ -20%
WELLCARE MANAGED MEDICAID $284.66 ↑ +0%
VACCN ALL PRODUCTS $284.66 ↑ +0%
HORIZON MEDICARE ADVANTAGE $284.66 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $284.66 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $284.66 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $284.66 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $298.90 ↑ +5%
UNITED HEALTHCARE HMO $402.28 ↑ +41%
HORIZON OMNIA $466.29 ↑ +64%
HORIZON WORKERS COMP $490.28 ↑ +72%
INTERGROUP ALL PRODUCTS $498.40 ↑ +75%
OXFORD ALL PRODUCTS $523.11 ↑ +84%
HORIZON PIP $534.00 ↑ +88%
LHP HEALTH ALL PRODUCTS $562.48 ↑ +98%
BRIGHTON HEALTH PLAN ALL PRODUCTS $562.48 ↑ +98%
CIGNA BH $569.60 ↑ +100%
MULTIPLAN - PHCS ALL PRODUCTS $605.20 ↑ +113%
ACTIVECARE FIRST MCO ALL PRODUCTS $605.20 ↑ +113%
QUALCARE HMO $627.98 ↑ +121%
QUALCARE PPO $627.98 ↑ +121%
QUALCARE WORKERS COMP $627.98 ↑ +121%
HORIZON HMO $678.11 ↑ +138%
HORIZON INDEMNITY $681.60 ↑ +139%
HORIZON SHP $685.94 ↑ +141%
CIGNA HMO $688.86 ↑ +142%
CIGNA PPO $688.86 ↑ +142%
HORIZON FEDERAL $694.34 ↑ +144%
HORIZON PPO $694.34 ↑ +144%
AETNA ASA $736.85 ↑ +159%
AETNA PPO $736.85 ↑ +159%
AETNA HMO $736.85 ↑ +159%
CHN ALL PRODUCTS $1,570.61 ↑ +452%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1422%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Mr sfty med physics xm cstmz at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $106.42 $159.44 – $528.34
Cooperman Barnabas Medical Center Livingston $120.14 $118.18 – $542.38
Community Medical Center Toms River $117.59 $118.18 – $525.70
Clara Maass Medical Center Belleville $112.77 $118.41 – $539.67
Newark Beth Israel Medical Center Newark $118.10 $118.18 – $542.38
Jersey City Medical Center Jersey City $117.82 $118.18 – $566.47
Monmouth Medical Center Long Branch $124.05 $118.18 – $532.42
Bayshore Medical Center Holmdel $267.55 $168.08 – $4,332.00

All New-jersey hospitals for this procedure →