Mr sfty med physics xm cstmz at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$112.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$567.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.23 with United Healthcare vs $541.25 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $72.23 | ↓ -36% |
| Fidelis Care | NJ Family Care | $73.59 | ↓ -35% |
| Aetna | Better Health | $79.09 | ↓ -30% |
| Amerihealth | Regional Preferred | $118.41 | ↑ +5% |
| Amerihealth | Local Value | $118.41 | ↑ +5% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $158.23 | ↑ +40% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $238.53 | ↑ +112% |
| Fidelis Care | Medicare Advantage | $271.19 | ↑ +140% |
| Aetna | Medicare | $271.19 | ↑ +140% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $271.19 | ↑ +140% |
| Humana | Medicare | $271.19 | ↑ +140% |
| Wellpoint | Medicare Advantage | $271.19 | ↑ +140% |
| Clover Health | Medicare Advantage | $271.19 | ↑ +140% |
| United Healthcare | Medicare | $276.61 | ↑ +145% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $296.31 | ↑ +163% |
| Cigna | Local Plus | $298.41 | ↑ +165% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $303.62 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $313.09 | ↑ +178% |
| Wellpoint | NJ Family Care | $323.19 | ↑ +187% |
| United Healthcare | Nexus | $323.90 | ↑ +187% |
| United Healthcare | Oxford Metro | $323.90 | ↑ +187% |
| First Health | Commercial | $340.20 | ↑ +202% |
| Cigna | HMO | $379.20 | ↑ +236% |
| United Healthcare | Oxford Commercial | $381.92 | ↑ +239% |
| United Healthcare | Commercial | $381.92 | ↑ +239% |
| Cigna | PPO | $399.39 | ↑ +254% |
| Qualcare Inc | HMO/POS | $435.45 | ↑ +286% |
| Qualcare Inc | PPO/WC | $464.37 | ↑ +312% |
| Emblem Health | Commercial | $474.58 | ↑ +321% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $497.65 | ↑ +341% |
| Aetna | HMO | $532.66 | ↑ +372% |
| Aetna | PPO | $532.66 | ↑ +372% |
| Wellcare | Ambetter Health Commercial | $539.67 | ↑ +379% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $541.25 | ↑ +380% |
Visitor-reported prices
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Mr sfty med physics xm cstmz at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $106.42 | $159.44 – $528.34 |
| Cooperman Barnabas Medical Center | Livingston | $120.14 | $118.18 – $542.38 |
| Community Medical Center | Toms River | $117.59 | $118.18 – $525.70 |
| Newark Beth Israel Medical Center | Newark | $118.10 | $118.18 – $542.38 |
| Jersey City Medical Center | Jersey City | $117.82 | $118.18 – $566.47 |
| Monmouth Medical Center | Long Branch | $124.05 | $118.18 – $532.42 |
| Bayshore Medical Center | Holmdel | $267.55 | $168.08 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $284.66 | $143.44 – $4,332.00 |