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Lower Back (Lumbar Spine) X-ray at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$125.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$480.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.71 with HORIZON vs $468.10 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $32.71 | ↓ -74% |
| AMERIHEALTH | LOCAL HMO | $73.78 | ↓ -41% |
| AMERIHEALTH | REGIONAL HMO | $73.78 | ↓ -41% |
| KARNA | MEDICARE ADVANTAGE | $77.37 | ↓ -38% |
| AETNA | PPO | $82.13 | ↓ -34% |
| AETNA | ASA | $82.13 | ↓ -34% |
| AETNA | HMO | $82.13 | ↓ -34% |
| CLOVER | MEDICARE ADVANTAGE | $86.40 | ↓ -31% |
| OPTUM HEALTH | MANAGED MEDICAID | $100.19 | ↓ -20% |
| CIGNA | PPO | $101.46 | ↓ -19% |
| CIGNA | HMO | $101.46 | ↓ -19% |
| AETNA | MANAGED MEDICAID | $120.48 | ↓ -4% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| VACCN | ALL PRODUCTS | $125.23 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $125.23 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $127.14 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $131.49 | ↑ +5% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $137.28 | ↑ +10% |
| OXFORD | ALL PRODUCTS | $240.00 | ↑ +92% |
| HORIZON | OMNIA | $314.35 | ↑ +151% |
| HORIZON | WORKERS COMP | $330.53 | ↑ +164% |
| INTERGROUP | ALL PRODUCTS | $336.00 | ↑ +168% |
| UNITED HEALTHCARE | HMO | $336.99 | ↑ +169% |
| HORIZON | PIP | $360.00 | ↑ +187% |
| BERGEN RISK | ALL PRODUCTS | $360.00 | ↑ +187% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $379.20 | ↑ +203% |
| LHP HEALTH | ALL PRODUCTS | $379.20 | ↑ +203% |
| CIGNA | BH | $384.00 | ↑ +207% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $408.00 | ↑ +226% |
| CHN | ALL PRODUCTS | $408.00 | ↑ +226% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $408.00 | ↑ +226% |
| QUALCARE | HMO | $423.36 | ↑ +238% |
| QUALCARE | WORKERS COMP | $423.36 | ↑ +238% |
| QUALCARE | PPO | $423.36 | ↑ +238% |
| HORIZON | HMO | $457.15 | ↑ +265% |
| HORIZON | INDEMNITY | $459.50 | ↑ +267% |
| HORIZON | SHP | $462.43 | ↑ +269% |
| HORIZON | FEDERAL | $468.10 | ↑ +274% |
| HORIZON | PPO | $468.10 | ↑ +274% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) X-ray at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $117.70 | $50.46 – $631.55 |
| Ocean University Medical Center | Brick | $116.22 | $50.46 – $594.40 |