Lower Back (Lumbar Spine) X-ray at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$110.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$533.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.94 with Wellpoint vs $483.80 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $26.94 | ↓ -76% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $36.08 | ↓ -67% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $48.47 | ↓ -56% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $48.47 | ↓ -56% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $48.47 | ↓ -56% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $48.47 | ↓ -56% |
| Amerihealth | Regional Preferred | $51.75 | ↓ -53% |
| Amerihealth | Local Value | $51.75 | ↓ -53% |
| Qualcare Inc | HMO/POS | $62.79 | ↓ -43% |
| Aetna | PPO | $78.73 | ↓ -29% |
| Aetna | HMO | $78.73 | ↓ -29% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $125.23 | ↑ +13% |
| Humana | Medicare | $125.23 | ↑ +13% |
| Aetna | Medicare | $125.23 | ↑ +13% |
| Wellpoint | Medicare Advantage | $125.23 | ↑ +13% |
| Clover Health | Medicare Advantage | $125.23 | ↑ +13% |
| Fidelis Care | Medicare Advantage | $125.23 | ↑ +13% |
| United Healthcare | Medicare | $127.73 | ↑ +15% |
| United Healthcare | Nexus | $143.22 | ↑ +29% |
| United Healthcare | Oxford Metro | $143.22 | ↑ +29% |
| United Healthcare | Community Plan | $147.00 | ↑ +33% |
| Fidelis Care | NJ Family Care | $149.82 | ↑ +35% |
| Cigna | Local Plus | $152.64 | ↑ +38% |
| Cigna | PPO | $152.64 | ↑ +38% |
| Cigna | HMO | $152.64 | ↑ +38% |
| Aetna | Better Health | $161.01 | ↑ +45% |
| United Healthcare | Oxford Commercial | $177.09 | ↑ +60% |
| United Healthcare | Commercial | $177.09 | ↑ +60% |
| Emblem Health | Commercial | $237.94 | ↑ +115% |
| Wellcare | Ambetter Health Commercial | $249.21 | ↑ +125% |
| First Health | Commercial | $319.80 | ↑ +189% |
| Qualcare Inc | PPO/WC | $376.83 | ↑ +240% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $446.76 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $483.80 | ↑ +337% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) X-ray at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $100.04 | $20.82 – $232.44 |
| Cooperman Barnabas Medical Center | Livingston | $112.94 | $36.08 – $238.62 |
| Community Medical Center | Toms River | $110.54 | $36.08 – $231.28 |
| Clara Maass Medical Center | Belleville | $106.01 | $36.08 – $237.43 |
| Childrens Specialized Hospital | Mountainside | $145.50 | $22.00 – $655.00 |
| Newark Beth Israel Medical Center | Newark | $111.02 | $21.43 – $238.62 |
| Monmouth Medical Center | Long Branch | $116.62 | $36.08 – $234.22 |
| Bayshore Medical Center | Holmdel | $117.70 | $50.46 – $295.04 |