Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$24.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$245.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$19.26 with OPTUM HEALTH vs $329.97 with AETNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $19.26 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $20.29 | ↓ -16% |
| WELLCARE | MANAGED MEDICAID | $24.08 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $24.08 | ↑ +0% |
| VACCN | ALL PRODUCTS | $24.08 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $24.08 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $24.08 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $24.08 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $24.08 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $24.08 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $24.08 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $24.08 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $25.28 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $30.10 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $32.03 | ↑ +33% |
| AETNA | MANAGED MEDICAID | $61.50 | ↑ +155% |
| CIGNA | PPO | $108.13 | ↑ +349% |
| CIGNA | HMO | $108.13 | ↑ +349% |
| OXFORD | ALL PRODUCTS | $122.50 | ↑ +409% |
| UNITED HEALTHCARE | HMO | $138.43 | ↑ +475% |
| HORIZON | OMNIA | $160.45 | ↑ +566% |
| HORIZON | WORKERS COMP | $168.71 | ↑ +601% |
| INTERGROUP | ALL PRODUCTS | $171.50 | ↑ +612% |
| HORIZON | PIP | $183.75 | ↑ +663% |
| BERGEN RISK | ALL PRODUCTS | $183.75 | ↑ +663% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $193.55 | ↑ +704% |
| CIGNA | BH | $196.00 | ↑ +714% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $208.25 | ↑ +765% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $208.25 | ↑ +765% |
| CHN | ALL PRODUCTS | $208.25 | ↑ +765% |
| QUALCARE | WORKERS COMP | $216.09 | ↑ +797% |
| QUALCARE | HMO | $216.09 | ↑ +797% |
| QUALCARE | PPO | $216.09 | ↑ +797% |
| HORIZON | HMO | $233.34 | ↑ +869% |
| HORIZON | INDEMNITY | $234.54 | ↑ +874% |
| HORIZON | SHP | $236.03 | ↑ +880% |
| HORIZON | FEDERAL | $238.92 | ↑ +892% |
| HORIZON | PPO | $238.92 | ↑ +892% |
| AMERIHEALTH | REGIONAL HMO | $245.00 | ↑ +917% |
| AMERIHEALTH | LOCAL HMO | $245.00 | ↑ +917% |
| AETNA | PPO | $329.97 | ↑ +1270% |
| AETNA | ASA | $329.97 | ↑ +1270% |
| AETNA | HMO | $329.97 | ↑ +1270% |
Visitor-reported prices
Comments
Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $98.00 | $35.53 – $35.53 |
| Bayshore Medical Center | Holmdel | $24.08 | $24.08 – $110.34 |
| Ocean University Medical Center | Brick | $24.08 | $21.19 – $110.34 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $24.08 | $21.19 – $113.33 |
| Jersey Shore University Medical Center | Neptune City | $24.08 | $19.26 – $110.34 |
| Palisades Medical Center | North Bergen | $24.08 | $22.39 – $110.34 |
| Raritan Bay Medical Center | Perth Amboy | $24.08 | $24.08 – $110.34 |
| Riverview Medical Center | Red Bank | $24.08 | $15.70 – $110.34 |