Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$24.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$245.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.19 with UNITED HEALTHCARE vs $238.43 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $21.19 ↓ -12%
WELLCARE MEDICARE ADVANTAGE $24.08 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $24.08 ↑ +0%
AETNA MEDICARE ADVANTAGE $24.08 ↑ +0%
HORIZON MEDICARE ADVANTAGE $24.08 ↑ +0%
AMERIGROUP MANAGED MEDICAID $24.08 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $24.08 ↑ +0%
WELLCARE MANAGED MEDICAID $24.08 ↑ +0%
VACCN ALL PRODUCTS $24.08 ↑ +0%
CLOVER MEDICARE ADVANTAGE $24.08 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $25.28 ↑ +5%
UNITED HEALTHCARE DSNP $28.90 ↑ +20%
KARNA MEDICARE ADVANTAGE $31.36 ↑ +30%
AETNA MANAGED MEDICAID $34.79 ↑ +44%
HORIZON MANAGED MEDICAID $46.67 ↑ +94%
UNITED HEALTHCARE HMO $49.42 ↑ +105%
CIGNA HMO $110.34 ↑ +358%
CIGNA PPO $110.34 ↑ +358%
QUALCARE HMO $121.52 ↑ +405%
OXFORD ALL PRODUCTS $132.55 ↑ +450%
HORIZON OMNIA $159.59 ↑ +563%
AETNA HMO $168.56 ↑ +600%
AETNA PPO $168.56 ↑ +600%
ACTIVECARE FIRST MCO ALL PRODUCTS $171.50 ↑ +612%
INTERGROUP SHARED SAVINGS $171.50 ↑ +612%
INTERGROUP WORKERS COMP $171.50 ↑ +612%
HORIZON WORKERS COMP $175.62 ↑ +629%
BERGEN RISK ALL PRODUCTS $183.75 ↑ +663%
QUALCARE PPO $189.39 ↑ +687%
HORIZON PIP $189.39 ↑ +687%
QUALCARE WORKERS COMP $189.39 ↑ +687%
HORIZON SHP $191.03 ↑ +693%
AETNA ASA $191.84 ↑ +697%
BRIGHTON HEALTH PLAN ALL PRODUCTS $196.00 ↑ +714%
PRIME HEALTH WORKERS COMP $196.00 ↑ +714%
PRIME HEALTH AUTO INSURANCE $196.00 ↑ +714%
HORIZON HMO $197.10 ↑ +719%
HORIZON INDEMNITY $199.43 ↑ +728%
HORIZON PPO $202.27 ↑ +740%
MULTIPLAN - PHCS ALL PRODUCTS $208.25 ↑ +765%
AMERIHEALTH LOCAL HMO $210.50 ↑ +774%
AMERIHEALTH REGIONAL HMO $238.43 ↑ +890%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $98.00 $35.53 – $35.53
Bayshore Medical Center Holmdel $24.08 $24.08 – $110.34
Hackensack University Medical Center Hackensack $24.08 $19.26 – $108.13
JFK Johnson Rehabilitation Institute (JRI) Edison $24.08 $21.19 – $113.33
Jersey Shore University Medical Center Neptune City $24.08 $19.26 – $110.34
Palisades Medical Center North Bergen $24.08 $22.39 – $110.34
Raritan Bay Medical Center Perth Amboy $24.08 $24.08 – $110.34
Riverview Medical Center Red Bank $24.08 $15.70 – $110.34

All New-jersey hospitals for this procedure →