Implant cochlear osia osi300 at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,767.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.58 with CLOVER vs $8,886.73 with KARNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $82.58 | — |
| OPTUM HEALTH | MANAGED MEDICAID | $100.94 | — |
| AETNA | MEDICARE ADVANTAGE | $135.80 | — |
| WELLCARE | MEDICARE ADVANTAGE | $206.46 | — |
| WELLCARE | MANAGED MEDICAID | $206.46 | — |
| AETNA | MANAGED MEDICAID | $224.81 | — |
| AMERIHEALTH | LOCAL HMO | $225.22 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $229.40 | — |
| CIGNA | PPO | $244.08 | — |
| CIGNA | HMO | $244.08 | — |
| QUALCARE | HMO | $245.92 | — |
| QUALCARE | WORKERS COMP | $245.92 | — |
| QUALCARE | PPO | $245.92 | — |
| AMERIHEALTH | REGIONAL HMO | $250.28 | — |
| HORIZON | PIP | $252.34 | — |
| HORIZON | WORKERS COMP | $252.34 | — |
| LHP HEALTH | ALL PRODUCTS | $266.10 | — |
| BERGEN RISK | ALL PRODUCTS | $275.28 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $298.22 | — |
| CHN | ALL PRODUCTS | $298.22 | — |
| HORIZON | OMNIA | $300.47 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $311.98 | — |
| INTERGROUP | ALL PRODUCTS | $321.16 | — |
| AETNA | ASA | $322.08 | — |
| AETNA | PPO | $322.08 | — |
| AETNA | HMO | $322.08 | — |
| CIGNA | BH | $367.04 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $389.98 | — |
| HORIZON | HMO | $436.96 | — |
| HORIZON | INDEMNITY | $439.21 | — |
| HORIZON | SHP | $442.01 | — |
| HORIZON | PPO | $447.42 | — |
| HORIZON | FEDERAL | $447.42 | — |
| HORIZON | MANAGED MEDICAID | $2,128.35 | — |
| OXFORD | ALL PRODUCTS | $2,301.57 | — |
| UNITED HEALTHCARE | HMO | $2,309.69 | — |
| KARNA | MEDICARE ADVANTAGE | $8,886.73 | — |
| HORIZON | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Implant cochlear osia osi300 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $2,507.72 | $3,334.39 – $11,154.49 |
| Cooperman Barnabas Medical Center | Livingston | $2,022.17 | $5,605.27 – $11,210.54 |
| Community Medical Center | Toms River | $1,979.22 | $5,605.27 – $11,154.49 |
| Clara Maass Medical Center | Belleville | $1,898.11 | $5,605.27 – $11,154.49 |
| Newark Beth Israel Medical Center | Newark | $1,987.81 | $3,432.46 – $11,154.49 |
| Jersey City Medical Center | Jersey City | $1,983.04 | $4,315.09 – $11,154.49 |
| Monmouth Medical Center | Long Branch | $2,088.01 | $5,605.27 – $11,154.49 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $2,189.74 | $5,605.27 – $11,154.49 |