Implant cochlear osia osi300 at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$2,507.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,360.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,006.71 with United Healthcare vs $23,455.81 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $2,006.71 | ↓ -20% |
| Aetna | Better Health | $2,197.76 | ↓ -12% |
| Wellpoint | NJ Family Care | $3,334.39 | ↑ +33% |
| Qualcare Inc | HMO/POS/PPO/WC | $4,008.07 | ↑ +60% |
| Cigna | PPO | $4,542.48 | ↑ +81% |
| Cigna | HMO | $4,542.48 | ↑ +81% |
| United Healthcare | Oxford Commercial | $5,344.10 | ↑ +113% |
| United Healthcare | Oxford Metro | $5,344.10 | ↑ +113% |
| United Healthcare | Nexus | $5,344.10 | ↑ +113% |
| United Healthcare | Commercial | $5,344.10 | ↑ +113% |
| Fidelis Care | Medicare Advantage | $5,605.27 | ↑ +124% |
| Aetna | Medicare | $5,605.27 | ↑ +124% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $5,605.27 | ↑ +124% |
| Wellpoint | Medicare Advantage | $5,605.27 | ↑ +124% |
| Clover Health | Medicare Advantage | $5,605.27 | ↑ +124% |
| Humana | Medicare | $5,605.27 | ↑ +124% |
| United Healthcare | Medicare | $5,717.38 | ↑ +128% |
| Amerihealth | Regional Preferred | $5,878.51 | ↑ +134% |
| Amerihealth | Local Value | $5,878.51 | ↑ +134% |
| Emblem Health | Commercial | $6,680.13 | ↑ +166% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $6,680.13 | ↑ +166% |
| Aetna | PPO | $8,016.15 | ↑ +220% |
| First Health | Commercial | $8,016.15 | ↑ +220% |
| Aetna | HMO | $8,016.15 | ↑ +220% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $8,519.83 | ↑ +240% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $8,519.83 | ↑ +240% |
| Wellcare | Ambetter Health Commercial | $11,154.49 | ↑ +345% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $14,062.50 | ↑ +461% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $22,153.71 | ↑ +783% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $23,188.44 | ↑ +825% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $23,455.81 | ↑ +835% |
Visitor-reported prices
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Implant cochlear osia osi300 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $2,022.17 | $5,605.27 – $11,210.54 |
| Community Medical Center | Toms River | $1,979.22 | $5,605.27 – $11,154.49 |
| Clara Maass Medical Center | Belleville | $1,898.11 | $5,605.27 – $11,154.49 |
| Newark Beth Israel Medical Center | Newark | $1,987.81 | $3,432.46 – $11,154.49 |
| Jersey City Medical Center | Jersey City | $1,983.04 | $4,315.09 – $11,154.49 |
| Monmouth Medical Center | Long Branch | $2,088.01 | $5,605.27 – $11,154.49 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $2,189.74 | $5,605.27 – $11,154.49 |
| Monmouth Medical Center Southern Campus | Lakewood | $2,268.38 | $5,605.27 – $11,154.49 |