Cortisol total am at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$17.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$183.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.66 with United Healthcare vs $167.42 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $7.66 ↓ -57%
United Healthcare Nexus $7.66 ↓ -57%
United Healthcare Oxford Commercial $8.97 ↓ -50%
United Healthcare Commercial $8.97 ↓ -50%
United Healthcare Community Plan $13.69 ↓ -24%
Fidelis Care NJ Family Care $13.95 ↓ -22%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $16.30 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Managed $16.30 ↓ -9%
Aetna Medicare $16.30 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $16.30 ↓ -9%
Humana Medicare $16.30 ↓ -9%
Wellpoint Medicare Advantage $16.30 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Omnia $16.30 ↓ -9%
Clover Health Medicare Advantage $16.30 ↓ -9%
Fidelis Care Medicare Advantage $16.30 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $16.30 ↓ -9%
United Healthcare Medicare $16.63 ↓ -7%
Aetna PPO $19.56 ↑ +9%
Aetna HMO $19.56 ↑ +9%
Aetna Better Health $24.85 ↑ +39%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $27.88 ↑ +55%
Emblem Health Commercial $28.53 ↑ +59%
Wellcare Ambetter Health Commercial $32.44 ↑ +81%
Amerihealth Local Value $48.53 ↑ +171%
Amerihealth Regional Preferred $48.53 ↑ +171%
Cigna Local Plus $66.77 ↑ +272%
Cigna PPO $66.77 ↑ +272%
Cigna HMO $66.77 ↑ +272%
Wellpoint NJ Family Care $104.31 ↑ +482%
First Health Commercial $109.80 ↑ +512%
Qualcare Inc HMO/POS $122.06 ↑ +581%
Qualcare Inc PPO/WC $130.11 ↑ +626%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $155.55 ↑ +768%
Horizon Blue Cross Blue Shield of New Jersey PIP $167.42 ↑ +834%

Visitor-reported prices

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Cortisol total am at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $88.00 $31.90 – $31.90
Trinitas Regional Medical Center Elizabeth $17.93 $7.66 – $76.39
Cooperman Barnabas Medical Center Livingston $17.93 $7.66 – $66.77
Clara Maass Medical Center Belleville $17.93 $7.66 – $66.77
Childrens Specialized Hospital Mountainside $55.50 $13.04 – $13.43
Newark Beth Israel Medical Center Newark $17.93 $7.66 – $66.77
Jersey City Medical Center Jersey City $17.93 $7.66 – $66.77
Monmouth Medical Center Long Branch $17.93 $7.66 – $66.77

All New-jersey hospitals for this procedure →