Caregiver training strategies&tq 1st 30 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$61.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$193.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.74 with CLOVER vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $34.74 ↓ -43%
AETNA MANAGED MEDICAID $48.44 ↓ -21%
OPTUM HEALTH MANAGED MEDICAID $49.06 ↓ -20%
HORIZON MANAGED MEDICAID $54.05 ↓ -12%
SEOUL MEDICAL GROUP ALL PRODUCTS $55.20 ↓ -10%
VACCN ALL PRODUCTS $61.33 ↑ +0%
AMERIGROUP MANAGED MEDICAID $61.33 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $61.33 ↑ +0%
HORIZON MEDICARE ADVANTAGE $61.33 ↑ +0%
AETNA MEDICARE ADVANTAGE $61.33 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $61.33 ↑ +0%
WELLCARE MANAGED MEDICAID $61.33 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $61.33 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $64.40 ↑ +5%
KARNA MEDICARE ADVANTAGE $98.21 ↑ +60%
HORIZON OMNIA $126.40 ↑ +106%
HORIZON WORKERS COMP $132.90 ↑ +117%
INTERGROUP ALL PRODUCTS $135.10 ↑ +120%
HORIZON PIP $144.75 ↑ +136%
LHP HEALTH ALL PRODUCTS $152.47 ↑ +149%
CIGNA BH $154.40 ↑ +152%
ACTIVECARE FIRST MCO ALL PRODUCTS $164.05 ↑ +167%
CHN ALL PRODUCTS $164.05 ↑ +167%
MULTIPLAN - PHCS ALL PRODUCTS $164.05 ↑ +167%
QUALCARE WORKERS COMP $170.23 ↑ +178%
QUALCARE PPO $170.23 ↑ +178%
QUALCARE HMO $170.23 ↑ +178%
BRIGHTON HEALTH PLAN ALL PRODUCTS $173.70 ↑ +183%
AETNA ASA $183.74 ↑ +200%
AETNA PPO $183.74 ↑ +200%
AETNA HMO $183.74 ↑ +200%
HORIZON HMO $183.81 ↑ +200%
HORIZON INDEMNITY $184.76 ↑ +201%
HORIZON SHP $185.94 ↑ +203%
HORIZON PPO $188.21 ↑ +207%
HORIZON FEDERAL $188.21 ↑ +207%
AMERIHEALTH REGIONAL HMO $193.00 ↑ +215%
AMERIHEALTH LOCAL HMO $193.00 ↑ +215%
CIGNA PPO $238.00 ↑ +288%
CIGNA HMO $238.00 ↑ +288%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +374%
OXFORD ALL PRODUCTS $346.00 ↑ +464%
UNITED HEALTHCARE HMO $406.00 ↑ +562%

Visitor-reported prices

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Caregiver training strategies&tq 1st 30 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $61.33 $61.33 – $447.00
Ocean University Medical Center Brick $61.33 $60.00 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $61.33 $60.00 – $525.00
Jersey Shore University Medical Center Neptune City $61.33 $49.06 – $561.00
Palisades Medical Center North Bergen $61.33 $57.43 – $558.00
Raritan Bay Medical Center Perth Amboy $61.33 $61.33 – $471.00
Riverview Medical Center Red Bank $61.33 $61.33 – $464.00
Southern Ocean Medical Center Manahawkin $61.33 $61.33 – $563.00

All New-jersey hospitals for this procedure →