Caregiver training strategies&tq 1st 30 minutes at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$61.33

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$193.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.41 with AETNA vs $500.00 with BRIGHTON HEALTH PLAN - JRI@OUMC — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $27.41 ↓ -55%
CLOVER MEDICARE ADVANTAGE $34.74 ↓ -43%
SEOUL MEDICAL GROUP ALL PRODUCTS $37.44 ↓ -39%
AMERIGROUP MEDICARE ADVANTAGE $42.07 ↓ -31%
HORIZON MANAGED MEDICAID $60.00 ↓ -2%
HORIZON MEDICARE ADVANTAGE $61.33 ↑ +0%
AMERIGROUP MANAGED MEDICAID $61.33 ↑ +0%
AETNA MEDICARE ADVANTAGE $61.33 ↑ +0%
VACCN ALL PRODUCTS $61.33 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $64.40 ↑ +5%
UNITED HEALTHCARE MANAGED MEDICAID $65.50 ↑ +7%
UNITED HEALTHCARE DSNP $73.60 ↑ +20%
KARNA MEDICARE ADVANTAGE $94.97 ↑ +55%
CIGNA - JRI@OUMC ALL PRODUCTS $96.50 ↑ +57%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↑ +70%
HORIZON - JRI@OUMC MEDICARE ADVANTAGE $116.00 ↑ +89%
HORIZON INDEMNITY $117.54 ↑ +92%
HORIZON SHP $117.54 ↑ +92%
HORIZON OMNIA $117.54 ↑ +92%
HORIZON PPO $117.54 ↑ +92%
HORIZON PIP $117.54 ↑ +92%
ACTIVECARE FIRST MCO ALL PRODUCTS $135.10 ↑ +120%
INTERGROUP SHARED SAVINGS $135.10 ↑ +120%
INTERGROUP WORKERS COMP $135.10 ↑ +120%
HORIZON WORKERS COMP $138.34 ↑ +126%
QUALCARE PPO $149.96 ↑ +145%
AETNA ASA $151.12 ↑ +146%
PRIME HEALTH AUTO INSURANCE $154.40 ↑ +152%
PRIME HEALTH WORKERS COMP $154.40 ↑ +152%
HORIZON HMO $155.27 ↑ +153%
MULTIPLAN - PHCS ALL PRODUCTS $164.05 ↑ +167%
AMERIHEALTH LOCAL HMO $165.83 ↑ +170%
AETNA PPO $173.06 ↑ +182%
AETNA HMO $173.06 ↑ +182%
BRIGHTON HEALTH PLAN ALL PRODUCTS $173.70 ↑ +183%
CIGNA PPO $184.57 ↑ +201%
CIGNA HMO $184.57 ↑ +201%
AMERIHEALTH REGIONAL HMO $187.83 ↑ +206%
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $193.00 ↑ +215%
OXFORD - JRI@OUMC ALL PRODUCTS $193.00 ↑ +215%
HORIZON - JRI@OUMC WORKERS COMP $205.00 ↑ +234%
HORIZON - JRI@OUMC PIP $205.00 ↑ +234%
HORIZON - JRI@OUMC NON-MANAGED $205.00 ↑ +234%
HORIZON - JRI@OUMC MANAGED MEDICAID $205.00 ↑ +234%
WELLCARE MANAGED MEDICAID $224.00 ↑ +265%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +265%
QUALCARE HMO $257.15 ↑ +319%
QUALCARE WORKERS COMP $278.00 ↑ +353%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +374%
UNITED HEALTHCARE HMO $353.00 ↑ +476%
OXFORD ALL PRODUCTS $414.00 ↑ +575%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $500.00 ↑ +715%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Caregiver training strategies&tq 1st 30 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $61.33 $61.33 – $447.00
Hackensack University Medical Center Hackensack $61.33 $49.06 – $406.00
JFK Johnson Rehabilitation Institute (JRI) Edison $61.33 $60.00 – $525.00
Jersey Shore University Medical Center Neptune City $61.33 $49.06 – $561.00
Palisades Medical Center North Bergen $61.33 $57.43 – $558.00
Raritan Bay Medical Center Perth Amboy $61.33 $61.33 – $471.00
Riverview Medical Center Red Bank $61.33 $61.33 – $464.00
Southern Ocean Medical Center Manahawkin $61.33 $61.33 – $563.00

All New-jersey hospitals for this procedure →