Biopsy vestibule of mouth 40808 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$599.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$194.80 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $194.80 ↓ -68%
CLOVER MEDICARE ADVANTAGE $204.12 ↓ -66%
AETNA MANAGED MEDICAID $284.63 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $324.32 ↓ -46%
OPTUM HEALTH MANAGED MEDICAID $479.78 ↓ -20%
HORIZON MEDICARE ADVANTAGE $599.72 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $599.72 ↑ +0%
WELLCARE MANAGED MEDICAID $599.72 ↑ +0%
VACCN ALL PRODUCTS $599.72 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $599.72 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $599.72 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $629.71 ↑ +5%
AETNA MEDICARE ADVANTAGE $636.27 ↑ +6%
HORIZON OMNIA $742.66 ↑ +24%
INTERGROUP ALL PRODUCTS $793.80 ↑ +32%
HORIZON PIP $850.50 ↑ +42%
BERGEN RISK ALL PRODUCTS $850.50 ↑ +42%
CIGNA BH $907.20 ↑ +51%
LHP HEALTH ALL PRODUCTS $929.88 ↑ +55%
MULTIPLAN - PHCS ALL PRODUCTS $963.90 ↑ +61%
CHN ALL PRODUCTS $963.90 ↑ +61%
ACTIVECARE FIRST MCO ALL PRODUCTS $963.90 ↑ +61%
QUALCARE PPO $1,009.26 ↑ +68%
QUALCARE WORKERS COMP $1,009.26 ↑ +68%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,020.60 ↑ +70%
CIGNA PPO $1,031.26 ↑ +72%
CIGNA HMO $1,031.26 ↑ +72%
HORIZON HMO $1,080.02 ↑ +80%
HORIZON INDEMNITY $1,085.58 ↑ +81%
HORIZON SHP $1,092.50 ↑ +82%
HORIZON FEDERAL $1,105.88 ↑ +84%
HORIZON PPO $1,105.88 ↑ +84%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +355%
OXFORD ALL PRODUCTS $3,205.00 ↑ +434%
UNITED HEALTHCARE HMO $3,756.00 ↑ +526%
QUALCARE HMO $7,712.00 ↑ +1186%
AETNA ASA $7,773.00 ↑ +1196%
AETNA PPO $7,773.00 ↑ +1196%
AETNA HMO $7,773.00 ↑ +1196%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +1236%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +1385%
HORIZON WORKERS COMP $16,802.00 ↑ +2702%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Biopsy vestibule of mouth 40808 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $563.67 $563.67 – $676.40
Ocean University Medical Center Brick $556.55 $187.20 – $667.86
JFK Johnson Rehabilitation Institute (JRI) Edison $564.16 $31.46 – $564.16
Jersey Shore University Medical Center Neptune City $563.67 $187.20 – $676.40
Palisades Medical Center North Bergen $599.72 $194.80 – $653.70
Raritan Bay Medical Center Perth Amboy $564.16 $194.80 – $676.99
Riverview Medical Center Red Bank $563.67 $187.20 – $676.40
Southern Ocean Medical Center Manahawkin $556.55 $187.20 – $667.86

All New-jersey hospitals for this procedure →