Biopsy vestibule of mouth 40808 at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$556.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA PPO $0.01 ↓ -100%
CIGNA HMO $0.01 ↓ -100%
AETNA MANAGED MEDICAID $161.03 ↓ -71%
KARNA MEDICARE ADVANTAGE $187.20 ↓ -66%
CLOVER MEDICARE ADVANTAGE $204.12 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $220.00 ↓ -60%
HORIZON MEDICARE ADVANTAGE $509.25 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $509.25 ↓ -8%
WELLCARE MANAGED MEDICAID $509.25 ↓ -8%
AETNA MEDICARE ADVANTAGE $509.25 ↓ -8%
VACCN ALL PRODUCTS $509.25 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $509.25 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $534.71 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $556.55 ↑ +0%
UNITED HEALTHCARE DSNP $667.86 ↑ +20%
HORIZON OMNIA $738.69 ↑ +33%
INTERGROUP WORKERS COMP $793.80 ↑ +43%
ACTIVECARE FIRST MCO ALL PRODUCTS $793.80 ↑ +43%
INTERGROUP SHARED SAVINGS $793.80 ↑ +43%
BERGEN RISK ALL PRODUCTS $850.50 ↑ +53%
HORIZON PIP $876.58 ↑ +58%
QUALCARE PPO $881.12 ↑ +58%
HORIZON SHP $884.18 ↑ +59%
AETNA ASA $887.92 ↑ +60%
PRIME HEALTH AUTO INSURANCE $907.20 ↑ +63%
PRIME HEALTH WORKERS COMP $907.20 ↑ +63%
HORIZON HMO $912.30 ↑ +64%
HORIZON INDEMNITY $923.08 ↑ +66%
HORIZON PPO $936.23 ↑ +68%
MULTIPLAN - PHCS ALL PRODUCTS $963.90 ↑ +73%
AMERIHEALTH LOCAL HMO $974.33 ↑ +75%
QUALCARE WORKERS COMP $997.92 ↑ +79%
AMERIHEALTH REGIONAL HMO $1,103.61 ↑ +98%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +114%
HORIZON MANAGED MEDICAID $1,575.00 ↑ +183%
OXFORD ALL PRODUCTS $2,810.00 ↑ +405%
UNITED HEALTHCARE HMO $3,454.00 ↑ +521%
AETNA PPO $4,025.00 ↑ +623%
AETNA HMO $4,025.00 ↑ +623%
QUALCARE HMO $6,256.00 ↑ +1024%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +1685%
HORIZON WORKERS COMP $10,671.00 ↑ +1817%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Biopsy vestibule of mouth 40808 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $563.67 $563.67 – $676.40
Hackensack University Medical Center Hackensack $599.72 $194.80 – $636.27
JFK Johnson Rehabilitation Institute (JRI) Edison $564.16 $31.46 – $564.16
Jersey Shore University Medical Center Neptune City $563.67 $187.20 – $676.40
Palisades Medical Center North Bergen $599.72 $194.80 – $653.70
Raritan Bay Medical Center Perth Amboy $564.16 $194.80 – $676.99
Riverview Medical Center Red Bank $563.67 $187.20 – $676.40
Southern Ocean Medical Center Manahawkin $556.55 $187.20 – $667.86

All New-jersey hospitals for this procedure →