Abrasion lesion single at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$234.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$454.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.72 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $81.72 ↓ -65%
AETNA MANAGED MEDICAID $113.95 ↓ -51%
SEOUL MEDICAL GROUP ALL PRODUCTS $129.84 ↓ -45%
OPTUM HEALTH MANAGED MEDICAID $187.20 ↓ -20%
AETNA MEDICARE ADVANTAGE $231.52 ↓ -1%
HORIZON MEDICARE ADVANTAGE $234.00 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $234.00 ↑ +0%
WELLCARE MANAGED MEDICAID $234.00 ↑ +0%
VACCN ALL PRODUCTS $234.00 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $234.00 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $234.00 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $245.70 ↑ +5%
KARNA MEDICARE ADVANTAGE $288.75 ↑ +23%
HORIZON OMNIA $297.32 ↑ +27%
INTERGROUP ALL PRODUCTS $317.80 ↑ +36%
HORIZON PIP $340.50 ↑ +46%
BERGEN RISK ALL PRODUCTS $340.50 ↑ +46%
CIGNA BH $363.20 ↑ +55%
LHP HEALTH ALL PRODUCTS $372.28 ↑ +59%
MULTIPLAN - PHCS ALL PRODUCTS $385.90 ↑ +65%
CHN ALL PRODUCTS $385.90 ↑ +65%
ACTIVECARE FIRST MCO ALL PRODUCTS $385.90 ↑ +65%
QUALCARE PPO $404.06 ↑ +73%
QUALCARE WORKERS COMP $404.06 ↑ +73%
BRIGHTON HEALTH PLAN ALL PRODUCTS $408.60 ↑ +75%
CIGNA PPO $412.87 ↑ +76%
CIGNA HMO $412.87 ↑ +76%
HORIZON HMO $432.39 ↑ +85%
HORIZON INDEMNITY $434.61 ↑ +86%
HORIZON SHP $437.38 ↑ +87%
HORIZON FEDERAL $442.74 ↑ +89%
HORIZON PPO $442.74 ↑ +89%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +1066%
OXFORD ALL PRODUCTS $3,205.00 ↑ +1270%
UNITED HEALTHCARE HMO $3,756.00 ↑ +1505%
QUALCARE HMO $7,712.00 ↑ +3196%
AETNA ASA $7,773.00 ↑ +3222%
AETNA PPO $7,773.00 ↑ +3222%
AETNA HMO $7,773.00 ↑ +3222%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +3324%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +3705%
HORIZON WORKERS COMP $16,802.00 ↑ +7080%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Abrasion lesion single at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $219.93 $219.93 – $263.92
Ocean University Medical Center Brick $217.16 $198.70 – $278.99
JFK Johnson Rehabilitation Institute (JRI) Edison $220.12 $58.08 – $288.75
Jersey Shore University Medical Center Neptune City $219.93 $219.93 – $278.99
Palisades Medical Center North Bergen $234.00 $234.00 – $288.75
Raritan Bay Medical Center Perth Amboy $220.12 $220.12 – $288.75
Riverview Medical Center Red Bank $219.93 $219.93 – $278.99
Southern Ocean Medical Center Manahawkin $217.16 $217.16 – $278.99

All New-jersey hospitals for this procedure →