Abrasion lesion single at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$217.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$454.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA PPO $0.01 ↓ -100%
CIGNA HMO $0.01 ↓ -100%
AETNA MANAGED MEDICAID $64.47 ↓ -70%
CLOVER MEDICARE ADVANTAGE $81.72 ↓ -62%
SEOUL MEDICAL GROUP ALL PRODUCTS $88.08 ↓ -59%
AMERIGROUP MEDICARE ADVANTAGE $198.70 ↓ -9%
HORIZON MEDICARE ADVANTAGE $198.70 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $198.70 ↓ -9%
WELLCARE MANAGED MEDICAID $198.70 ↓ -9%
AETNA MEDICARE ADVANTAGE $198.70 ↓ -9%
VACCN ALL PRODUCTS $198.70 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $208.64 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $217.16 ↑ +0%
UNITED HEALTHCARE DSNP $260.59 ↑ +20%
KARNA MEDICARE ADVANTAGE $278.99 ↑ +28%
HORIZON OMNIA $295.74 ↑ +36%
INTERGROUP SHARED SAVINGS $317.80 ↑ +46%
INTERGROUP WORKERS COMP $317.80 ↑ +46%
ACTIVECARE FIRST MCO ALL PRODUCTS $317.80 ↑ +46%
BERGEN RISK ALL PRODUCTS $340.50 ↑ +57%
HORIZON PIP $350.94 ↑ +62%
QUALCARE PPO $352.76 ↑ +62%
HORIZON SHP $353.98 ↑ +63%
AETNA ASA $355.48 ↑ +64%
PRIME HEALTH AUTO INSURANCE $363.20 ↑ +67%
PRIME HEALTH WORKERS COMP $363.20 ↑ +67%
HORIZON HMO $365.24 ↑ +68%
HORIZON INDEMNITY $369.56 ↑ +70%
HORIZON PPO $374.82 ↑ +73%
MULTIPLAN - PHCS ALL PRODUCTS $385.90 ↑ +78%
AMERIHEALTH LOCAL HMO $390.08 ↑ +80%
QUALCARE WORKERS COMP $399.52 ↑ +84%
AMERIHEALTH REGIONAL HMO $441.83 ↑ +103%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +448%
HORIZON MANAGED MEDICAID $1,575.00 ↑ +625%
OXFORD ALL PRODUCTS $2,810.00 ↑ +1194%
UNITED HEALTHCARE HMO $3,454.00 ↑ +1491%
QUALCARE HMO $6,256.00 ↑ +2781%
AETNA PPO $8,419.00 ↑ +3777%
AETNA HMO $8,419.00 ↑ +3777%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +4474%
HORIZON WORKERS COMP $10,671.00 ↑ +4814%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Abrasion lesion single at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $219.93 $219.93 – $263.92
Hackensack University Medical Center Hackensack $234.00 $187.20 – $288.75
JFK Johnson Rehabilitation Institute (JRI) Edison $220.12 $58.08 – $288.75
Jersey Shore University Medical Center Neptune City $219.93 $219.93 – $278.99
Palisades Medical Center North Bergen $234.00 $234.00 – $288.75
Raritan Bay Medical Center Perth Amboy $220.12 $220.12 – $288.75
Riverview Medical Center Red Bank $219.93 $219.93 – $278.99
Southern Ocean Medical Center Manahawkin $217.16 $217.16 – $278.99

All New-jersey hospitals for this procedure →