Splint finger fold over sm at Trinitas Regional Medical Center

225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$50.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$268.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.37 with United Healthcare vs $401.30 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $40.37 ↓ -20%
Aetna Better Health $44.21 ↓ -12%
Wellpoint NJ Family Care $57.04 ↑ +13%
Qualcare Inc HMO/POS/PPO/WC $80.64 ↑ +60%
Cigna PPO $91.39 ↑ +81%
Cigna HMO $91.39 ↑ +81%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $95.90 ↑ +90%
Wellpoint Medicare Advantage $95.90 ↑ +90%
Humana Medicare $95.90 ↑ +90%
Fidelis Care Medicare Advantage $95.90 ↑ +90%
Aetna Medicare $95.90 ↑ +90%
Clover Health Medicare Advantage $95.90 ↑ +90%
United Healthcare Medicare $97.82 ↑ +94%
United Healthcare Commercial $107.52 ↑ +113%
United Healthcare Oxford Metro $107.52 ↑ +113%
United Healthcare Nexus $107.52 ↑ +113%
United Healthcare Oxford Commercial $107.52 ↑ +113%
Emblem Health Commercial $134.40 ↑ +166%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $134.40 ↑ +166%
Aetna HMO $161.28 ↑ +220%
First Health Commercial $161.28 ↑ +220%
Aetna PPO $161.28 ↑ +220%
Horizon Blue Cross Blue Shield of New Jersey PIP $171.41 ↑ +240%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $171.41 ↑ +240%
Wellcare Ambetter Health Commercial $190.84 ↑ +278%
Horizon Blue Cross Blue Shield of New Jersey Omnia $240.59 ↑ +377%
Horizon Blue Cross Blue Shield of New Jersey Managed $379.03 ↑ +651%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $396.73 ↑ +686%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $401.30 ↑ +695%
Amerihealth Local Value not published by hospital
Amerihealth Regional Preferred not published by hospital

Visitor-reported prices

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Splint finger fold over sm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $40.68 $95.90 – $191.80
Community Medical Center Toms River $39.82 $95.90 – $190.84
Clara Maass Medical Center Belleville $38.18 $95.90 – $190.84
Newark Beth Israel Medical Center Newark $39.99 $58.72 – $190.84
Jersey City Medical Center Jersey City $39.89 $73.81 – $190.84
Monmouth Medical Center Long Branch $42.00 $95.90 – $190.84
Robert Wood Johnson University Hospital Hamilton Hamilton Township $44.05 $95.90 – $190.84
Monmouth Medical Center Southern Campus Lakewood $45.63 $95.90 – $190.84

All New-jersey hospitals for this procedure →