MRA spinal canal at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$988.61
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,267.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$185.14 with Wellpoint vs $3,969.97 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $185.14 | ↓ -81% |
| United Healthcare | Oxford Metro | $375.54 | ↓ -62% |
| United Healthcare | Nexus | $375.54 | ↓ -62% |
| Cigna | HMO | $414.00 | ↓ -58% |
| Cigna | PPO | $436.00 | ↓ -56% |
| United Healthcare | Oxford Commercial | $493.81 | ↓ -50% |
| United Healthcare | Commercial | $493.81 | ↓ -50% |
| United Healthcare | Community Plan | $653.97 | ↓ -34% |
| Qualcare Inc | HMO/POS/PPO/WC | $685.47 | ↓ -31% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $714.77 | ↓ -28% |
| Aetna | Better Health | $716.23 | ↓ -28% |
| Amerihealth | Local Value | $1,037.77 | ↑ +5% |
| Amerihealth | Regional Preferred | $1,037.77 | ↑ +5% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,379.89 | ↑ +141% |
| First Health | Commercial | $2,612.40 | ↑ +164% |
| Aetna | PPO | $2,700.48 | ↑ +173% |
| Aetna | HMO | $2,700.48 | ↑ +173% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,776.54 | ↑ +181% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,776.54 | ↑ +181% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,749.66 | ↑ +279% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,924.69 | ↑ +297% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3,969.97 | ↑ +302% |
Visitor-reported prices
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MRA spinal canal at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,116.07 | $375.54 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $1,094.48 | $239.59 – $2,010.00 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $863.26 | $327.00 – $3,493.00 |
| Robert Wood Johnson University Hospital | New Brunswick | $1,123.45 | $19.91 – $769.19 |
| Robert Wood Johnson University Hospital Rahway | Rahway | $679.44 | $326.00 – $3,591.00 |
| Robert Wood Johnson University Hospital Somerset | Somerville | $890.12 | $196.03 – $2,917.00 |
| Community Medical Center | Toms River | not published | $326.00 – $2,072.00 |
| Clara Maass Medical Center | Belleville | not published | $326.00 – $2,072.00 |