Lower Back (Lumbar Spine) CT scan (with and without contrast) at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$521.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,778.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$105.52 with Wellpoint vs $1,771.53 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $105.52 | ↓ -80% |
| Humana | Medicare | $194.55 | ↓ -63% |
| Clover Health | Medicare Advantage | $194.55 | ↓ -63% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $194.55 | ↓ -63% |
| Fidelis Care | Medicare Advantage | $194.55 | ↓ -63% |
| Aetna | Medicare | $194.55 | ↓ -63% |
| Wellpoint | Medicare Advantage | $194.55 | ↓ -63% |
| United Healthcare | Medicare | $198.44 | ↓ -62% |
| United Healthcare | Nexus | $241.66 | ↓ -54% |
| United Healthcare | Oxford Metro | $241.66 | ↓ -54% |
| Cigna | HMO | $281.00 | ↓ -46% |
| United Healthcare | Oxford Commercial | $287.91 | ↓ -45% |
| United Healthcare | Commercial | $287.91 | ↓ -45% |
| Cigna | PPO | $296.00 | ↓ -43% |
| Wellcare | Ambetter Health Commercial | $387.15 | ↓ -26% |
| Emblem Health | Commercial | $389.10 | ↓ -25% |
| United Healthcare | Community Plan | $417.25 | ↓ -20% |
| Qualcare Inc | HMO/POS/PPO/WC | $434.18 | ↓ -17% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $455.00 | ↓ -13% |
| Aetna | Better Health | $456.98 | ↓ -12% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $488.09 | ↓ -6% |
| Amerihealth | Regional Preferred | $735.87 | ↑ +41% |
| Amerihealth | Local Value | $735.87 | ↑ +41% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $768.92 | ↑ +47% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $804.83 | ↑ +54% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $814.11 | ↑ +56% |
| Aetna | HMO | $1,448.35 | ↑ +178% |
| Aetna | PPO | $1,448.35 | ↑ +178% |
| First Health | Commercial | $1,666.80 | ↑ +220% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,771.53 | ↑ +240% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,771.53 | ↑ +240% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with and without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $592.89 | $199.72 – $726.00 |
| Clara Maass Medical Center | Belleville | $807.13 | $199.72 – $726.00 |
| Newark Beth Israel Medical Center | Newark | $582.82 | $108.62 – $726.00 |
| Jersey City Medical Center | Jersey City | $577.26 | $136.55 – $704.00 |
| Monmouth Medical Center | Long Branch | $607.82 | $197.04 – $726.00 |
| Bayshore Medical Center | Holmdel | $197.04 | $197.04 – $1,762.00 |
| Hackensack University Medical Center | Hackensack | $209.65 | $167.72 – $3,036.82 |
| Ocean University Medical Center | Brick | $194.55 | $178.02 – $1,762.00 |