Ins pm gen w/exist mlt leads at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$5,855.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$30,643.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$178.93 with Wellpoint vs $87,217.48 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $178.93 | ↓ -97% |
| Amerihealth | Local Value | $1,673.82 | ↓ -71% |
| Amerihealth | Regional Preferred | $1,673.82 | ↓ -71% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,693.84 | ↓ -71% |
| Aetna | HMO | $2,612.00 | ↓ -55% |
| Aetna | PPO | $2,612.00 | ↓ -55% |
| United Healthcare | Community Plan | $4,602.57 | ↓ -21% |
| Aetna | Better Health | $5,040.77 | ↓ -14% |
| United Healthcare | Oxford Metro | $8,822.00 | ↑ +51% |
| Qualcare Inc | HMO/POS/PPO/WC | $9,192.90 | ↑ +57% |
| United Healthcare | Nexus | $9,925.00 | ↑ +70% |
| United Healthcare | Oxford Commercial | $10,379.00 | ↑ +77% |
| United Healthcare | Commercial | $11,677.00 | ↑ +99% |
| First Health | Commercial | $18,385.80 | ↑ +214% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $19,541.04 | ↑ +234% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $19,541.04 | ↑ +234% |
| Aetna | Medicare | $20,842.49 | ↑ +256% |
| Wellpoint | Medicare Advantage | $20,842.49 | ↑ +256% |
| Fidelis Care | Medicare Advantage | $20,842.49 | ↑ +256% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $20,842.49 | ↑ +256% |
| Clover Health | Medicare Advantage | $20,842.49 | ↑ +256% |
| Humana | Medicare | $20,842.49 | ↑ +256% |
| United Healthcare | Medicare | $21,259.34 | ↑ +263% |
| Cigna | HMO | $33,233.00 | ↑ +468% |
| Cigna | PPO | $35,003.00 | ↑ +498% |
| Wellcare | Ambetter Health Commercial | $41,476.56 | ↑ +608% |
| Emblem Health | Commercial | $41,684.98 | ↑ +612% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $52,289.64 | ↑ +793% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $82,375.77 | ↑ +1307% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $86,223.30 | ↑ +1373% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $87,217.48 | ↑ +1390% |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $251.59 – $42,792.64 |
| Community Medical Center | Toms River | $3,786.00 | $257.65 – $41,476.56 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $248.56 – $42,578.68 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $184.19 – $42,792.64 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $231.55 – $44,694.09 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $497.12 – $42,007.11 |
| Bayshore Medical Center | Holmdel | $21,109.10 | $21,109.10 – $25,330.93 |
| Hackensack University Medical Center | Hackensack | $22,459.34 | $748.11 – $23,582.31 |