ER Visit (level 2) at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$267.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,427.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.76 with Wellpoint vs $1,339.00 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $20.76 | ↓ -92% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $140.00 | ↓ -48% |
| Wellpoint | Medicare Advantage | $173.07 | ↓ -35% |
| Humana | Medicare | $173.07 | ↓ -35% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $173.07 | ↓ -35% |
| Fidelis Care | Medicare Advantage | $173.07 | ↓ -35% |
| Aetna | Medicare | $173.07 | ↓ -35% |
| Clover Health | Medicare Advantage | $173.07 | ↓ -35% |
| United Healthcare | Medicare | $176.53 | ↓ -34% |
| United Healthcare | Community Plan | $214.33 | ↓ -20% |
| Qualcare Inc | HMO/POS/PPO/WC | $214.77 | ↓ -20% |
| Aetna | Better Health | $234.74 | ↓ -12% |
| Amerihealth | Local Value | $305.00 | ↑ +14% |
| Amerihealth | Regional Preferred | $305.00 | ↑ +14% |
| Wellcare | Ambetter Health Commercial | $344.41 | ↑ +29% |
| Emblem Health | Commercial | $398.00 | ↑ +49% |
| Cigna | HMO | $400.00 | ↑ +49% |
| Cigna | PPO | $421.00 | ↑ +57% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $434.20 | ↑ +62% |
| United Healthcare | Oxford Metro | $531.00 | ↑ +98% |
| United Healthcare | Nexus | $598.00 | ↑ +123% |
| United Healthcare | Oxford Commercial | $625.00 | ↑ +133% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $684.02 | ↑ +155% |
| United Healthcare | Commercial | $703.00 | ↑ +162% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $715.97 | ↑ +167% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $724.23 | ↑ +170% |
| First Health | Commercial | $856.20 | ↑ +220% |
| Aetna | HMO | $1,056.00 | ↑ +294% |
| Aetna | PPO | $1,056.00 | ↑ +294% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,147.00 | ↑ +328% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,339.00 | ↑ +400% |
Visitor-reported prices
Comments
ER Visit (level 2) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $324.41 | $177.67 – $1,387.00 |
| Community Medical Center | Toms River | $295.95 | $173.07 – $1,387.00 |
| Clara Maass Medical Center | Belleville | $313.26 | $177.67 – $1,387.00 |
| Newark Beth Israel Medical Center | Newark | $318.90 | $21.37 – $1,387.00 |
| Jersey City Medical Center | Jersey City | $296.53 | $26.86 – $1,387.00 |
| Monmouth Medical Center | Long Branch | $312.22 | $175.28 – $1,387.00 |
| Bayshore Medical Center | Holmdel | $175.28 | $175.28 – $1,522.00 |
| Hackensack University Medical Center | Hackensack | $186.49 | $69.41 – $1,522.00 |